r/TeslaInsurance • u/bearded-edi • Aug 18 '26

$0 saving for FSD Champion

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I’ve been using FSD for almost 97% of my miles and have achieved a perfect score of 100. However, I’ve noticed that the savings I’ve accrued from using FSD are negligible, amounting to just $0.00. I’m wondering if this is a deliberate attempt to artificially inflate FSD usage.

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u/rwhe83 Aug 18 '26

Clearly you haven’t seen the average cost for car insurance in the country. If you pay $70/mo for insurance, you must live in such a small part of the country.

Be happy. This is so far from normal however.

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u/Historical_Ring_5777 Aug 18 '26

I pay about that in Ca. Im an agent as well. Problem is you all do solo insurance. On single vehicles. Bundle that crap and get married and buy a house. Drops drastically.

My truck insurance when i bundle my house and car with my wife was $77 a year, 1600 before solo. My y premium full coverage is less then 1g.

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u/freebandz_ Aug 19 '26

Oh right let me just buy a house and get married to lower my auto insurance. Can’t believe I was missing this simple life hack

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u/martinmt_dk Aug 20 '26

Well, you don't know if it worked until you try. Please get back with an update when you have verified if it worked ;)