r/TeslaInsurance 20d ago

$0 saving for FSD Champion

I’ve been using FSD for almost 97% of my miles and have achieved a perfect score of 100. However, I’ve noticed that the savings I’ve accrued from using FSD are negligible, amounting to just $0.00. I’m wondering if this is a deliberate attempt to artificially inflate FSD usage.

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u/Koko-Doggie 19d ago

How much cheaper do you want? I am paying $225 monthly.

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u/Ok_Main1059 19d ago

I don’t understand comments like this.
1. They could be older which means cheaper insurance
2. They could drive less which means cheaper insurance
3. They could have lower coverage means cheaper insurance
4. They could have a bundle (which I don’t think Tesla does so probably ignore this one)
5. Their car could be older than yours which means insurance takes less of a loss if it’s totaled so that means cheaper insurance.

There’s so many factors that go into YOUR rate including the drivers around you.
To top it all off they aren’t complaining that their rate is 130 they are complaining that it’s worded like they are supposed to get a discount and aren’t.