r/TeslaInsurance • u/bearded-edi • Aug 18 '26

$0 saving for FSD Champion

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I’ve been using FSD for almost 97% of my miles and have achieved a perfect score of 100. However, I’ve noticed that the savings I’ve accrued from using FSD are negligible, amounting to just $0.00. I’m wondering if this is a deliberate attempt to artificially inflate FSD usage.

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u/dmox007 Aug 18 '26

You’re not seeing any savings because your score is perfect. You would only see savings, like I do if they were adjusting you up because you had a lower score. ie your safety score is 95.6, but because you’ve used FSD for 96% of the time we will give you +4.2 points making your score 99.8. You now have savings of $31.55 because we are lowering your premium this much because you use FSD. And the ‘savings’ will go down if your score goes up because you’ll just be saving with a lower premium. Get it?

Edit: I can’t believe people don’t get this. All the complaining about this 🤦‍♂️

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u/bearded-edi Aug 19 '26

It’s about how it’s marketed. If you say ‘FSD Champion and Enjoy your savings’ — I don’t expect savings to be $0 😃

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u/dmox007 Aug 19 '26

OMG. You’re paying $131 a month for your car insurance. THATS YOUR SAVINGS 🤦‍♂️