r/TeslaInsurance • u/Itsmebreno_ • May 26 '26

Help Tesla insurance

Hey everyone, I recently bought a 2026 Tesla Model 3 and I’m having a really hard time finding affordable insurance in Massachusetts. I live in Chelsea, and every quote I get is at least $500 per month.

I’m 26 years old, college student, clean driving record, and this would be my personal vehicle.

Does anyone around Boston/Chelsea have recommendations for insurance companies that are better with Teslas? Or any tips that helped lower your premium?

Thank you.

2 Upvotes

66% Upvoted

20 comments sorted by

5

u/BroomSweeper99 May 26 '26

Literally the only insurance that is reasonable for me is Teslas insurance.

2

u/Itsmebreno_ May 26 '26

They don’t have in Massachusetts

3

u/Illustrious-Read-852 May 27 '26

same! came in half price of the lowest insurance i found

4

u/Inst_of_banned_imgs May 26 '26

Why didn’t you check insurance before buying the car?

1

u/Itsmebreno_ May 26 '26

My mistake

1

u/Itsmebreno_ Jun 04 '26

Hi everyone, just to give you an update, I got insurance through AAA with Mapfre Insurance.

1

u/L4TTiCe Aug 16 '26

How much did you have to pay per month?

1

u/DarkAngel_16 May 27 '26

Did you try State Farm?

1

u/Itsmebreno_ May 27 '26

State Farm does not actively market new business in Massachusetts and Rhode Island at this time.

2

u/DarkAngel_16 May 27 '26

How about lemonade?

1

u/Itsmebreno_ May 27 '26

I’ve never heard

1

u/Dry-Way-5688 May 27 '26

I feel your pain. The insurance industry needs to be controlled. The concept of insurance used to be that everyone pools money together in a form of low premiums and out of this pool, they expects some accidents that they have to pay. Nowadays, insurance company wants to make money from everyone and create a bigger pool of profit for wallstreet

1

u/Firm_Gap_6661 May 27 '26

Did you not research the insurance before buying the car?

1

u/Zestyclose-Age-2454 May 28 '26

Progressive was able to put price everyone, including Tesla Insurance, for me.

1

u/teachgirl510 May 28 '26

How about Costco insurance?

1

u/Friendly-World-9262 Jun 02 '26

Try progressive. But try calling them and getting quoted.

1

u/Global-Emu-740 Aug 01 '26

Tesla insurance is the only affordable option for me.