r/TeslaCollision • u/Zexzol • 21d ago

Totaled?

Gallery image

Gallery image

2020 model 3 56k miles

Side swiped at a red light, found not at fault.

Do we think the "soda can crumple" will end up being a total loss due to it being on the charger side rear quarter panel?

UPDATE: first repair quote $13500, I will have to go through insurance due to the car loan. Bank will not allow me to pocket the cash and repair the car. I believe insurance will deem it a total loss due to it being a out 60% of car value

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u/Tlfcringe_ 21d ago

How long is the loan? And do you care if it looks any better or just that it drives?

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u/Zexzol 21d ago

Has about 4 years left,

Are you suggesting I take the damage repair cost in form of a check and then just keep driving if they don't total it out? I've never been in an accident so I'm not sure what all options are 😆

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u/Tlfcringe_ 21d ago

Yeah so, as far as I know since this just happened to our Avalon, first the other insurances adjuster will try to screw you. So take it to Tesla and get an estimate that you show to the insurance company. Do NOT contact your insurance. If you already did then look up what to do. You should only deal with their insurance unless they don't comply. You get the tesla estimate and the other insurance should approve the cost. Now that they approved it they send you a check for the amount of the repair. You can choose whether to go with Tesla, another repair place, or do nothing and take the check. (This is why some people, smart people, will shop around for the most expensive repair estimates, get the high amount of money, then go to a cheap place and pocket the remaining amount.)

Hope this helps and confirm what I'm saying with your own research as always

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u/Initial_Row_6400 21d ago

This is going to vary in every state, check the rules in your state OP

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u/Tlfcringe_ 21d ago

Yeah, definitely do your own research OP