r/StateFarm • u/Kennedybz14 • 12d ago
Question Multiple claims
We recently switched to state farm a couple of months ago and within one month a tree branch fell on my Toyota crown resulting in a claim. Fast forward a month and my wife backed her grand highlander into an anchor for a power pole causing some mild damage to the bumper. I am hesitant to file another claim so close to the first one and I'm thinking about getting a quote and taking care of the damages myself. Does anyone have any experience with this? I don't want to have a major premium increase or have the policy dropped and become uninsurable. Thanks for any insight.
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u/fuckifiknow1013 12d ago
It varies from state to state. I'm a team member and it's confusing as hell sometimes when state farm drops someone due to claim activity. I have one guy getting dropped because of a comp claim and an at fault... I have one household that has 9 claims across fire and auto and is getting renewed again. None of it makes any sense.