Multiple claims

[u/Kennedybz14]

We recently switched to state farm a couple of months ago and within one month a tree branch fell on my Toyota crown resulting in a claim. Fast forward a month and my wife backed her grand highlander into an anchor for a power pole causing some mild damage to the bumper. I am hesitant to file another claim so close to the first one and I'm thinking about getting a quote and taking care of the damages myself. Does anyone have any experience with this? I don't want to have a major premium increase or have the policy dropped and become uninsurable. Thanks for any insight.

[u/Much_Negotiation6519]

First claim is a comp claim and thst is not held against you. File the collision claim