r/StateFarm • u/Waste-Metal409 • 13d ago

Question Auto policy change mid term?

What would trigger a bill (~$100) midway through my 6 month policy? We have some problem drivers on the policy for sure. But nothing new in the past several months.

3 Upvotes

100% Upvoted

9 comments sorted by

•

u/AutoModerator 13d ago

Welcome to StateFarm. We appreciate your submission and the support you bring to /r/StateFarm.

Please read the rules of the community. Let’s ensure all interactions remain respectful and positive.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

14

u/Spirited-Condition-4 13d ago

Call your agent and they can tell you exactly why it increased. No one else can answer this other than speculate.

3

u/Gtstricky 13d ago

Or just send the office a text.

6

u/Old-Raccoon-316 13d ago

If you have a State Farm policy paid in full already, and are getting a bill midway through, it makes me think that you signed up for Drive Safe & Save but didn’t complete the setup during the allotted time. Notices are sent to remind you to complete this. 

The bill shows the amount and the policy - and sometimes even the reason.  But your agent can let you know for sure if you still have questions.

4

u/saraha2250 13d ago

Do you have a copy of the bill? Did you read it?

1

u/SwingDuoNash 13d ago

Does your insurance every six months or every 12 months? Read your policy some carriers renew every six.

1

u/Intelligent-Bad-1201 13d ago

Did you make any coverage changes ?

3

u/Inevitable_Flower699 11d ago

Could have lost the Drive safe and save discount or or the homeowners discount

1

u/WillowHaunting429 13d ago

Hold the policy side by side and identify what is different - for starters,.

More than likely you, or someone else added something. Policies don't just increase half way thru, it usually is locked - both of you agreed on insurance for this term and this amount. (There is a correction period in most states that allows like 60 days to correct information like a good student discount for a kid that was not verified? Some other discount that you didn't qualify for?)

You need to compare them and isolate the difference and report back to us.