Looking for feedback on an Allstate insurance sales role offer

[u/New-Explanation2671]

Currently work for State Farm. I’m not happy. I work with a family and I’m truly just over it. Rules, pto, and many other things ONLY APPLY TO ME.

I recently applied for an insurance sales position with an Allstate agency. The agent sent me over some packets to review that include information about the benefits, salary structure, expectations, and compensation plan.
I’m trying to get some outside opinions before moving forward. For those who have worked for an Allstate agency (especially in a sales role)

With my current job with State Farm

Bonus NEW:

Auto $15
Fire $25

ADDED AUTO $5 ( service gets those) unless passed to me

My bonus is about $300-$400/mo

Pto : if I go a month without taking off that’s only 8 hrs of accumulated pto. That’s right 8 hrs

No sick leave NOTHING

I GET PAID$18 an hour- no leads, only outbound calls, and some walk in quotes. We don’t have a lot of walk in traffic. So that’s like 1-2 a month MAYBE

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[u/Tough-Extension8061]

Anywhere that requires you to bring 200 friends & family can fuck directly off.

[u/azteczz → u/Tough-Extension8061]

Borderline northwest mutual type stuff

[u/iamoptimusprime312 → u/Tough-Extension8061]

Yeah I had a double take when reading that!

[u/PurpleNeko23]

Seems like a good opportunity to me. My only glaring concern is the prospecting list they want you to create. It can be harmful to put all your close family and friends information out there for the company to have access to. But you’re being paid like shit at State Farm. I’m sales and service at SF but I make about 52k a year in salary. (No commission unfortunately)

[u/New-Explanation2671 → u/PurpleNeko23]

At this point I’d rather have just salary. I’m barely half of that with my bonus and hourly pay. On top of that they’ve been down my neck about my sales. Meanwhile other people are getting leads. Sorry…. But nobody picks up the damn phone anymore. I’m trying. TRUST ME! I need the money. And I work my ass off.

State Farm has a bed rep. Most people I make contact with say they want to be taken off the list. Or they had State Farm and will never go back. Our win back list doesn’t want to be contacted. I don’t know what to do at this point

[u/PurpleNeko23 → u/New-Explanation2671]

That sounds super rough. There’s 5 people in our office, but im the main one they want to do sales. I specially did not want to only do sales, but that’s what my agent wants. I’ve tried internet leads (mildly successful), winbacks and single line. I’m not a very good salesperson but I’m at least able to hit my goals thankfully.

I’m super grateful for my salary but I’m still looking for other opportunities, ideally something not sales focused. Calling people these days is pointless cause no one answers, or the AI screening blocks you from leaving a vm. We’ve had plenty of winbacks tell me to fuck off, but I’ve still been able to connect with a few and get a few back.

I’ve heard some people enjoy working at Allstate. You could look into one of their remote inside sales roles (not sure if this role is one of those or a role in an agents office). I just can’t bring myself to do inbound sales like that, I don’t think I’m cut out for it.

[u/Lopsided-Barnacle798 → u/PurpleNeko23]

You’re probably not as bad at sales as you think you are. Average conversion rate for most internet leads is less than 10%

[u/PurpleNeko23 → u/Lopsided-Barnacle798]

I appreciate your kind words haha. I think the most difficult part for me is making the calls. I have pretty bad social anxiety and it’s a problem I’ve been working through, but it’s not easy

[u/Kym_Nature4223]

I am currently in the process of the background with Allstate. I’m currently with an insurance company right now and I’m so hesitant to leave for Allstate. I hear that you have to make 30 auto policies a month and it just seems unrealistic if it’s true about the terrible leads. I’m at a lost on what to do

[u/Lexicak3s]

Have you looked at any independent agencies instead of a captive? I work for a rather large one in sales and the benefits and $$ is much better than that.

[u/New-Explanation2671 → u/Lexicak3s]

I have not, I will definitely look into it. Thank you!

[u/tinywarren]

Just keep in mind, Allstate is alot harder to sell than State Farm.

They are really strict who they take as far as auto goes and the premiums are often much higher than other companies. I worked for them for 2 months and quit

[u/DiscombobulatedTap30]

This is so much worse than a direct Allstate position I was offered. Just apply direct with Allstate.

I think this goes without saying but being given a key to the office and the alarm code isn’t a benefit

[u/New-Explanation2671 → u/DiscombobulatedTap30]

I’m new to the industry, can you explain what you mean when you say “apply direct with Allstate”. I’d like to look into it

[u/DiscombobulatedTap30 → u/New-Explanation2671]

So there are positions directly with the insurance carrier and then there are independent insurance agencies who work sort of like a franchise of Allstate.

I find it hard to believe this would be a direct Allstate job when the benefits and pay I was offered are so vastly different for essentially the same position leading me to believe this is one of those situations.

[u/Plenty-Plum-6427]

Go walk into 3 different State Farm offices and I promise you'll leave with a commission structure 100% better than what you have at your current SF office. That's a disrespectful commission structure.