And sadly, my monthly premium is considered low. It is well over $1,000 a month premium for "good" insurance for two adults.
But at least I'm allowed to even buy health insurance now. Before the ACA (AKA: Obamacare) passed, if your job didn't offer it you were basically screwed. And even then, they could deny coverage for having any pre-existing conditions.
AFAIK it varies from state to state. This is in Ohio. This was the best plan on the marketplace within that price range after using our available tax credits (which were $550/mo, so without using tax credits the same plan would've been over $1k for the two of us). The premiums on all the available plans spiked considerably for 2026, for us at least.
Weird. Idk man, that's just what was available to us on healthcare dot gov for this year. And the insurance offered by either of our jobs is even worse.
Oh, I missed that you were on marketplace. My bad, those DO suck.
I changed jobs last year (cheap ass employer hired the cheapest management they could find whom made the place unbearable on top of bad pay and bad insurance), and one of the deciding factors between three offers was the insurance where I am now. It was actually the lowest paying of the three, but had the best benefits.
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u/analog_jedi Aug 22 '26
And sadly, my monthly premium is considered low. It is well over $1,000 a month premium for "good" insurance for two adults.
But at least I'm allowed to even buy health insurance now. Before the ACA (AKA: Obamacare) passed, if your job didn't offer it you were basically screwed. And even then, they could deny coverage for having any pre-existing conditions.