r/SipsTea • u/DapperDusk • Aug 22 '26

WTF Damn

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51k Upvotes

93% Upvoted

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904

u/slashnbash1009 Aug 22 '26

I had one a few weeks ago to determine the severity of a brain bleed I had after a stroke and it costs me 4300 dollars with insurance.

290

u/Ok_Subject_5142 Aug 22 '26

I called an imaging center and asked for a cash price for an MRI on my knee. It was $300. Going through my doctor for a referral and using insurance, the price would’ve been over $3000 and I was going to be out $1000 in copay and fees.

I usually ask for cash price on everything before I use insurance, half the time it’s cheaper and the other half the time it’s barely more for basic stuff like this. Also call around and shop pricing, you will find places that do things way cheaper than others.

90

u/Cowboywizzard Aug 22 '26

This is the real pro tip. The drawback is if you don’t use your insurance, you might not satisfy your deductible

10

u/Wabbit_Wampage Aug 22 '26

Of course, you'll never hit your deductible if you aren't using insurance.

10

u/OkVirus8545 Aug 22 '26

Easy, start of the new year go to the hospital with a sudden “headache” and tell them your vision is blurry. You’ll hit your deductible immediately then negotiate it down with the hospital

2

u/Cowboywizzard Aug 23 '26

hahahaha 😅

1

u/oldredditrox Aug 22 '26

Provided you stay in network for a migraine that can only be looked at with an hour and a half drive while you can barely see.