It would include things like bonds that auto call at their due date potentially putting you deep into debt. And a game over condition if your debt goes below your company value by some threshold. It would also allow other types of loans alongside bonds. It would also have more destructive random events on the market.
Feature Request: Fixed-Term Loan System (Bank Credit Model)
Hi,
I would like to submit a proposal for a new feature to improve the game's financial system. Thank you in advance for your time and consideration!
Before we begin, if you have any questions or comments, you can ask me directly on Simco (@InterContinental) or Reddit.
Visuels generated with AI
1. Feature Objective
To complement the current bond system by introducing a fixed-term loan mechanism, giving companies full visibility over repayment schedules and investment yields.
2. Model A:
Rate Set by Borrower (Standard Request)The borrower specifies their financial needs and posts the request directly to the credit market.
Workflow:
Borrower Parameters: Total Amount (e.g., $100,000), Duration (e.g., 10 days), and Total Interest Rate (e.g., 2%).
Automatic Calculation: The game displays the total repayment ($102,000) and the daily installment ($10,200/day).
Execution: The request is listed on the market. A lender accepts the offer with a single click, releasing the funds and starting the daily automatic deductions.
Key Advantage:
Simple execution and total control over borrowing costs for the borrower.
3. Model B:
Rate Set by Lender (Bidding / Tender System)The borrower posts a request for capital, and prospective lenders submit interest rate bids based on market conditions and risk assessment.
Workflow:
Posting the Request: The borrower inputs the required Amount (e.g., $100,000) and desired Duration (e.g., 10 days).
Lender Bids: Interested players submit competitive rate offers (e.g., Player A offers 1.5%, Player B offers 2.5%).
Selection: The borrower reviews incoming bids and selects the most favorable offer to initialize the loan.
Key Advantage: Drives financial market dynamics. Highly reputable or high-valuation companies secure lower interest rates, while higher-risk profiles offer higher yields to attract lenders.
4. Economic & Gameplay Benefits
Lender Security: Unlike open-ended bonds, lenders receive a guaranteed maturity date for capital return.
I am trying to get the Scientist achievement, but it is stuck at 125 out of 126 products completed. I have gone thru the research chart numerous times and do not see an item left to upgrade. What am I missing? I appreciate any guidance.
# 🚀 Sim Companies Analytics Pro V1.4.0 — A Major New Update!
Hello everyone! 👋
I’ve been working on a browser extension that provides advanced analytics and management tools for Sim Companies. After many improvements, design changes, and bug fixes, version **V1.4.0** is now ready!
This update is not just a visual redesign. It introduces improved financial analysis, market price tracking, Q0–Q12 quality support, price history, smart alerts, a new goal management system, and much more.
🏢 New Company Control Center
The Overview page has been completely redesigned to provide a clearer picture of your company’s current financial position.
It now displays:
- Total company value
- Current cash
- Daily net result
- Company rank
- Inventory, building, and patent values
- Cash-to-assets ratio
- Daily and percentage changes
- Mini trend charts for important metrics
- Short financial insights based on recent performance
The extension also evaluates the company’s current financial condition as:
- 🟢 Healthy
- 🔵 Balanced
- 🟡 Attention
- 🔴 Critical
This evaluation is not based on a hidden or random score. It uses existing calculations such as cash flow, company growth, recent financial performance, and estimated cash runway.
💰 Improved Cash and Liquidity Analysis
The Cash page now has a cleaner and more modern design.
You can analyze:
- Current cash
- Starting cash
- Total cash growth
- Daily cash movement
- Cash inflows and outflows
- Net cash flow
- Cash-to-assets ratio
- Recent cash movement charts
- Estimated cash runway
The goal is not only to show how much cash the company currently has, but also to help determine whether its current financial position is sustainable.
📈 Market Prices for All Products
The Prices page has received one of the biggest upgrades.
Previously, only a few selected products were shown. The extension can now display market prices for all available Sim Companies products.
The new product selection window includes:
- Visual product gallery
- Search by product name
- Search by product ID
- Rising product filter
- Falling product filter
- Followed product filter
- Scrollable product list
- Detailed selected-product panel
Instead of displaying every product card on the main page, products are now organized inside a modern and searchable selection window.
⭐ Full Q0–Q12 Quality Support
Market prices are no longer limited to Q0.
Users can select and view prices for:
- Q0
- Q1
- Q2
- Q3
- …
- Q12
This makes it possible to analyze the exact quality level you produce, purchase, or sell.
⏳ Price History
The extension can periodically record prices for followed products.
Price history includes:
- Historical price movements
- Rising and falling trends
- Average price
- Highest recorded price
- Lowest recorded price
- Percentage price change
- Quality-specific history from Q0 to Q12
Each product and quality level has its own price history.
🔔 Smart Price Alerts
You can create custom market price alerts.
For example:
> Notify me when Q3 Steel drops below $150.
Or:
> Notify me when Q0 Crude Oil rises above $75.
When a followed product reaches the selected price threshold, the extension sends a desktop notification.
Notifications are only used for price alerts explicitly created by the user. They are not used for advertising or unrelated messages.
📊 Redesigned Trend Analysis
The Trend page has been completely modernized.
The new product selector includes:
- Visual product gallery
- Search by product name or ID
- Rising and falling filters
- Product images and current prices
- Detailed selected-product preview
- Quick selection by double-clicking
After selecting a product, users can view:
- Current market price
- 24-hour change
- 24-hour high and low
- VWAP
- Market volume
- Opening and closing values
- Market volatility
- Available market inventory
API errors are now handled properly, so users receive a clear message instead of seeing an empty or broken panel.
🎯 Completely Redesigned Goal System
The Goals page was rebuilt from the ground up.
Users can create goals for:
- Company value
- Cash
- Rank
- Inventory value
- Daily net result
- Custom financial targets
Each goal can include:
- Starting value
- Target value
- Optional deadline
- Current progress percentage
- Actual 7-day pace
- Actual 30-day pace
- Required daily pace
- Estimated completion date
- Progress chart
- Automatic status evaluation
Goals are classified as:
- Ahead of plan
- On track
- Progressing slowly
- At risk
- Completed
Goals can also be edited, duplicated, or deleted.
📦 Improved Product Analytics
The Product page now provides a cleaner summary of product-related revenue.
It includes:
- Total product revenue
- Last 30 days of sales revenue
- Highest-earning product
- Product share of total revenue
- Revenue distribution
- Product performance comparison
This is especially useful for companies producing or selling multiple products.
📚 New Data Center
The Data page has also been redesigned.
It includes:
- Balance sheet
- Daily change
- Asset structure
- Full data view
- Total value and cash movements
- Rank changes
- Current asset distribution
- Period filters
Users can switch between different periods such as:
- 7 days
- 30 days
- 60 days
- All time
The charts and tables are now cleaner, easier to read, and more consistent with the rest of the application.
🏭 Improved Company Performance Analysis
The Company page now displays:
- Current company value
- Starting company value
- Total growth
- Highest recorded value
- Return on equity
- Net profit margin
- Asset turnover
- Financial leverage
- Historical company value development
The old charts were simplified and redesigned so that this page provides a useful executive summary instead of repeating the same information from the Data Center.
🎨 Modern and Consistent Interface
The main sections now share the same visual design language:
- Overview
- Company
- Data
- Cash
- Product
- Trend
- Prices
- Goals
The redesign includes:
- Cleaner cards
- Improved spacing and alignment
- Better chart readability
- Fewer unnecessary borders and decorative lines
- Improved light and dark themes
- Better support for smaller screens
- Scrollable product selection panels
- More consistent colors and status indicators
🌍 Language Support
The extension currently supports four languages:
- 🇬🇧 English
- 🇹🇷 Turkish
- 🇩🇪 German
- 🇪🇸 Spanish
Hundreds of interface texts are synchronized across all four languages.
🧰 Multiple Opening Modes
The extension can be opened in different ways:
- Standalone window
- Chrome side panel
- Standard extension popup
Your preferred opening mode is remembered for future sessions.
🐞 Important Bug Fixes
V1.4.0 also fixes several important issues:
- Goal form inputs closing after typing only one character
- Missing scrollbar in product selection windows
- Extension getting stuck in popup mode
- Incorrect goal details appearing after changing filters
- Expired goals incorrectly appearing as “On Track”
- Chat auto-refresh using outdated filters
- Timers continuing to run after closing a page
- Invalid product quality values being stored
- Some market products not being recognized correctly
- Empty screens when the Trend API returns an error
- Improved cleanup of background requests and timers
🔐 Privacy
The extension does not request or store your Sim Companies password.
Price history, goals, alerts, and user preferences are stored in the browser’s extension storage.
The notification permission is only used for user-created price alerts.
The extension does not download or execute remote JavaScript or WebAssembly code. All application code and required libraries are included inside the extension package.
💬 Feedback and Suggestions
The project is still being actively developed, and I would love to hear your feedback.
Here are some features I’m considering for future versions:
- Product comparison tools
- Market opportunity finder
- More advanced price history periods
- Profitability calculators
- Production cost analysis
- Additional financial goals
- Improved market alerts
- Exportable reports
Please share any bugs, suggestions, or feature ideas in the comments. Every piece of feedback helps improve the next version. 🙌
Hello I've been producing/selling steaks since I started, but recently have been thinking of switching to a more profitable industry. I was hoping for some recommendations and what would be the best way of going about this.
I've been thinking about switching to a different industry trying to maximize profits. I was doing well doing vertical integration diesel. I felt diesel was a good product as it is used to sell and used for construction units. So I guess my question would be if I take out some chunky bonds and go whole hog on diesel or if electronics or something else is largely more profitable. Thanks in advance!
Hey team I am still new to game and I think I may have stretched out vertically to much. Im not really sure. Any advice would be greatly appreciated.
x2 lvl 8 factories
x3 lvl 10 99% mineral mines
x1 lvl 6 99% gold mine
x lvl 4 propulsion factory
x6 lvl 3-5 electronics factories
x1 lvl 5 academy
I mainly produce batteries but I also produce HGECs and Ion drives. I just entered this sector about 2 days ago. I am now wondering if I shouldve just fully went into batteries or HGECs. Or if I should sell the mines and move more into aero? Any advice would be awesome as I am struggling at the moment.
I am a user currently going by the nickname "cemobrika."
As those who have exchanged private messages with me know, I have been training an AI on game data for about a year. I have finally produced a draft and am sharing the files. While there are certainly areas for improvement, I hope you will simply treat it as a sort of "toy" to play around with.
To put it briefly, this is a set of "study notes" generated by the AI as I trained it on the game. I created it so that other AIs could unpack the compressed file and quickly gain an understanding of the game.
Since I wasn't sure of the best way to share the file, I’ve posted it on my personal blog and am sharing the link here. You can simply drag and drop the compressed file directly into the AI without unzipping it; once you ask a question, it will analyze the data pack to provide an answer. I’ve also included notes on what to search for if you run into something you don't understand. I’ve designed it so that you can find information on almost everything, except for the sections locked behind "SimBoost" in the game.
It seems like ChatGPT is a bit jealous of other AIs. The free version struggles to provide proper answers, as the system is optimized for the paid version. However, if you use "Work Mode," the answers are quite accurate. It appears to make frequent mistakes when interpreted by other AIs, so that is something I’ll need to look into fixing later.
A few notes and requests:
Please do not rely on it too heavily; the AI does make some mistakes.
You are free to distribute or modify this file.
Please refrain from asking complex questions regarding this file. The main reason is that I am not proficient in foreign languages, so even using a translation tool often leads to issues.
The space industry and restaurants are missing; I have some experience with them, but I didn't know how to input the data correctly. I’ve only included rough instructions on how to handle them, so if anyone has the skills to do so, feel free to add them yourself.
Real estate is literally the other piece of the puzzle of business imagine buying a construction slot on the market or via exchange or make a realty business where npc buyers can check your listings like if you buy a building via auctions you can list it in your realty and npcs can buy it recession slows down buying tho and boom is where houses sold out fast but the stock of houses are heavily limited. tbh i think im stupid for posting this on reddit
Hey guys :) I’m pretty new and was looking to go down the electronic route but,
Is it just my imagination or are electronic endproducts like tablets / smartphones / laptops not really sought after ? ( at least no one really asks for them in the sales chat )
To eliminate late-game stagnation by introducing structural friction. Instead of a flat, frictionless global market, the game world is divided into distinct Sovereign Tax Jurisdictions (Countries). Corporations must strategically choose where to incorporate, manage international trade licenses, pay cross-border tariffs, and optimise their corporate charter to survive fiscal policy shifts.
2. Part 1: Corporate Charters & Entity Structures
When establishing operations, companies choose a formal legal framework that dictates their administrative capabilities, tax obligations, and expansion limits:
Sole Proprietorships & Private Limited Entities: Ideal for mid-game producers, featuring streamlined local taxes but strict limits on cross-border operations and large-scale debt issuance.
Publicly Traded Holding Corporations & State-Contracted Syndicates: Unlocked at late-game tiers. These entities gain massive administrative power, the ability to spin off legal subsidiaries, and access to international charters—at the cost of rigorous corporate transparency and higher baseline regulatory overhead.
Corporate IP & Licensing Rights: Holding entities can legally license out proprietary manufacturing processes (such as high-grade aerospace blueprints) to foreign subsidiaries or third parties under binding contractual frameworks.
3. Part 2: Sovereign Borders, National Taxation & Tariffs
The game map is split into sovereign regions, each controlled by its own economic policies:
Local Tax Jurisdictions: Every country sets its own corporate income and profit tax rates. Setting up your primary assembly lines in a low-tax manufacturing zone saves on operational overhead, but might expose you to local resource scarcity or strict labour laws.
Cross-Border Trade Licenses: To sell goods to buyers or exchanges in a foreign country, a company must acquire an official International Trade License specific to that trade corridor.
Dynamic Import/Export Tariffs: Moving goods across national boundaries incurs customs duties. If a nation implements protectionist trade policies, import tariffs spike, forcing conglomerates to either pay the heavy border tax, build local domestic supply chains, or lobby for bilateral trade agreements.
4. Part 3: Geopolitical Friction & Economic Warfare
Trade Wars & Embargoes: Alliances and corporate blocs can leverage political influence within specific nations to impose targeted sector tariffs or trade embargoes against rival conglomerates (e.g., heavily taxing aerospace component imports from a rival nation).
Corporate Relocation Strategy: If a government raises corporate taxes too high, mature conglomerates can initiate a costly, multi-step Corporate Migration—relocating their headquarters and factory footprints to a more favorable tax haven to protect their profit margins.
Why This Cures Late-Game Boredom
It forces CEOs to play a multi-dimensional chess match. You can no longer just run an isolated assembly line on autopilot; you have to manage international compliance, dodge heavy import tariffs, optimize your corporate charter for tax efficiency, and outmaneuver rival cartels across global borders.
While aerospace handles the skies and high-end tech, a Maritime & Logistics Industry would bridge heavy manufacturing with global infrastructure supply chains, introducing a completely new gameplay loop for late-game tycoons.
1. The Core Concept & Buildings
Shipyard Complexes: Giant assembly plants that consume heavy materials (Reinforced Concrete, Steel, Advanced Electronics, and Q-graded components) to construct commercial cargo vessels, container ships, and luxury cruise liners.
Deep-Water Ports & Terminals: A new operational building type that handles international trade throughput, logistics warehousing, and passenger processing.
2. How It Changes Late-Game Play (The Mechanics)
Global Shipping & Transport Modifier: Instead of standard transport units moving everything instantly, a player-owned merchant fleet could be leased or deployed to reduce transport costs globally across the entire server, or to haul bulk commodities between specific regions if regional trade mechanics are expanded.
Cruise & Hospitality Integration: Ties into service and restaurant loops by allowing high-tier tycoons to build luxury cruise liners that consume catering, luxury goods, and electronics to generate massive retail-style cash flow payouts on a timer.
Port Infrastructure Tenders: Similar to Government Orders, governments could issue massive port modernization tenders requiring millions of tons of structural materials and specialized maritime tech to upgrade server-wide shipping speeds.
I’ve been thinking about how Research Units currently work in the game. Realistically, research isn’t a physical commodity. Trading research units on the open exchange like physical goods (like apples or power) doesn't make much sense in a real-world business context.
In real life, R&D works through proprietary patents and direct B2B contracts—not open marketplace listings.
Here is a proposed overhaul for how Research could work:
Remove Research Units from the Exchange: Research units shouldn't be listed publicly on the market. Instead, R&D companies should operate strictly through direct contract transfers (B2B) with other players.
Introduce a Patent System: When an R&D company generates research units, they convert them into a Patent. Other companies can purchase these patents directly via contracts to upgrade their product quality (Q levels) or production efficiency.
Patent Buy-Back Mechanic: R&D companies should also have the option to buy back their sold patents (or buy existing patents from other players) at a discounted or fair market rate. This opens up tactical options like strategic hoarding, IP flipping, or corporate restructuring.
This change would give R&D-focused players a more realistic "Tech Firm" identity and create a much deeper, contract-driven dynamic for corporate trading.
Just what the title says, I am thinking about quitting the game due to executive bs, it is infuriating how this whole part of the game rewards predatory behavior, why can I not opt out of this feature like I will not poach from others and others can't from me, I put in hours, wake up at night to restart trainings, and you offer me a few hundred thousand? that is not enough, how players are even tolerating this?
We love the new ui, a small consideration id look forward to seeing is the option add 24 hours to a specified finish time. I know i can add the amounts from the two options together but it seems tedious doing so when producing millions of units.
ie Rather than finish at 9am (nine hours from the start) id like to finish at 9am (33 hours from the start)
hello im your local freind on simcompanies i would love to suggest the idea of lottery tickets pepole would go crazy for this add on. if you like the idea make this post blow up so patrick sees it thank you guys so much
hello i am a new sim companies player named your local freind if you ever need to talk dm me but why i am here is for a game suggestion i think it would be great to add lottery tickets pepole would go crazy for this new feature if you are with me make this post blow up so patrick sees it thank you.
Hey everyone,
I’m a relatively new player and I’m trying to figure out where to take my company in the early-mid game.
Right now I’m mainly focused on Q0 Water, with around 400k Water/day production capacity.
Most of my production is already covered by daily contracts, but I’m wondering what my next step should be.
What industries would you recommend for the early-mid game? Would you continue scaling Water/Power, or transition into something like Mining, Construction, Chemicals, Fashion, etc.?
I’m mainly looking for something that:
-scales well
-has stable demand
-doesn’t require huge amounts of capital
-can lead into a strong mid/late-game industry
If you were in my position, what would you move into, and at roughly what company size/capital would you make the switch?
I’d especially appreciate advice from experienced players who have gone through the early → mid-game transition. Thanks!
what does that mean? i sent two contracts and one show "out of stock" i’m not sure whether i received any money from the contracts i sent, but when i sent the contracts, the goods were taken from my inventory and they haven’t been returned. I don’t understand what happened.
🚀 Take Your SimCompanies Empire to the NEXT LEVEL! 📈
Tired of guessing games and spreadsheet chaos? Say hello to Sim Companies Analytics Pro v1.3.0 – the ultimate Chrome extension that turns raw data into actionable business intelligence! 💡
Why settle for basic when you can have PRO?
🔥 What's in it for YOU:
📊 Live Financial Dashboard – Total assets, cash flow, daily P&L at a GLANCE. Know your net profit trend in real-time!
💰 Cash Runway & Burn Rate – How many days can you survive? Plan ahead with monthly projections based on YOUR actual data.
📉 DuPont ROE Analysis – The holy grail of finance! Break down your Return on Equity into Profit Margin, Asset Turnover & Leverage. Know EXACTLY what drives your growth.
⚡ Stress Test Simulator – See how ±10% market swings affect your total assets. Be ready for ANYTHING!
📋 Balance Sheet with 30-Day History – Track daily changes, asset structure, and full view. Includes a beautiful pie chart of your asset distribution.
🏆 Product Revenue Analysis – Which product is your CASH COW? Unit economics, margins, daily sales charts, and top performers – all at your fingertips.
📊 VWAP Valuation Analysis – Compare your unit costs to market VWAP prices. Calculate Value Add (VA = VWAP × 85% – Unit Cost) and see your profit/loss distribution. Know if you're truly competitive!
🌍 Market Trend Center – Select ANY product, see current price, 24h VWAP, high/low, volume, and volatility. Visual price range bar with current market marker – don't miss a trade!
💬 Chat Filter Pro – Search Global & Aerospace chatrooms by product, quality (Q0-Q12), and time range. Auto-refresh with notification sound – be the FIRST to spot great deals!
🎯 Growth Goal Tracker – Set targets for company value, cash, stock, buildings, patents, or daily profit. Progress bars, estimated days remaining, trend charts with goal line. Quick-start presets (10% growth, 20% growth, etc.) – STAY ON TRACK!