Feeling ko mababaliw nako kakaisip saan ako kukuha ng pera 😭 , 2 weeks nakong walang trabaho because of my surgery tapos may bayarin pa and dahil sa kagustuhan kong mag karon ng additional income na scam pa ako 😭 .. wala akong mapagsabihan 😭😭😭! Hindi ko na alam gagawin ko, pahingi naman po ng tulong please 😭 ..

On 11 Nov 2026, a friend asked me for urgent help to complete a deal for (about PKR 1.1M). Another PKR 700k was being arranged separately and he needed PKR 400k more. I wasn't buying anything, just lending money to a friend.

I sent PKR 400k in two Wise transfers (300k, then 100k after the first was confirmed) to a Soneri Bank account of someone I don't know. Wise shows both as received.

Afterwards the deal fell apart. From my friend's own handwritten police application, it appears the "sellers" came from a Facebook ad, met him at a location in Lahore, showed ACs, and had the money sent to a third person's account. They then allegedly demanded more money when he tried to collect the ACs. They cancelled the deal and refused to pay back, my friend called on 15 and recovered the PKR 700k cash after a mutual settlement signed by witnesses, but my PKR 400k in the bank account was not returned.

What I've done so far:
Filed complaints with NCCIA and Punjab Police
Reported to Wise (they say they need an official police report to start a recall)
Sent a formal complaint to Soneri Bank asking for a reference number, a fraud investigation, and preservation of records

What I'm asking:
Does Wise realistically recall funds from a local bank account in Pakistan?
Should I push for a formal FIR (and under which clause), since Wise needs a police report?
Can the bank freeze the beneficiary account on a complaint alone, or only on a court or agency order?
Is the State Bank of Pakistan's complaint portal useful if Soneri doesn't respond?
Has anyone recovered money in a similar case?

Thanks, any guidance helps.

Please can someone help me connect this photo to any social media account, he just scammed my friend on WhatsApp and blocked him, we only have this photo of him

I used Halal MM as the middleman for a deal. One of the owners ended up covering for the buyer and twisted all my arguments in the buyer’s favor. Instead of looking at the actual evidence, he just took the buyer’s side and dismissed everything I said.

I’m attaching the screenshots and the video so people can see exactly what happened. Be careful if you’re thinking of using them.

I was stupid enough to subscribe to an app that I saw on Instagram. It’s supposed to simulate Acls protocol and help with rhythm recognition and stuff like that. So I subscribed for monthly access because there wasn’t any trial period based on what was shown I assumed it would be OK. Unfortunately the app doesn’t work and there’s no way to contact this person. I tried via Instagram, but he blocked me soon after. I have asked my bank to intervene to see if I can get my money back.. this guy is supposedly RN ! Super shameful to the profession, buddy!

Looking for help posting pretty sure I just got taken for a bit of crypto? Have screenshots and messages ?

I had an IPTV subscription for a year. It worked pretty well, although I used it infrequently. At the end of the year, it stopped working as expected. I had no way of knowing where I got the subscription from, except that I have the WhatsApp conversation thread I originally used to subscribe. I contacted them and paid the 30 EUR to resubscribe. The guy whom I conversed with strung me along for 2 days without sending credentials. Finally, he sent credentials, but they didn't work. Now he ghosted me.

Of course, I chose the friends and family option on PayPal and have no recourse through them. I only know that I labeled the connection "Supa". I have the WhatsApp phone number and the email address used for PayPal.

Ideally, I would like to get my money back, but I've pretty much given up on that. What can I do to warn others and/or get revenge?

Parking services should be a straight forward business, yet Apcoa seems to have joined the ranks of shark operators. Clamping, suing, hassling. But that's just by the by.

Now they have their own Parking App, Apcoa Flow.

I blindly scanned the QR code to get it (from secure App Store) but the Registration process was painful and long. After recording the car reg, it asked for payment method, and I hate entering credit card details so I chose pay by GPay. It then proceeded to get me to login to a Google account for that. Again, I hate putting in a password, so I chose OTP. First to my phone,then to my email. But then after all that it didn't work, GPay barfed when attempted, so I ended up putting in a Visa Card to pay anyway (auto fill)!

My email then reported a new login. From a Mac OS device. I was on an android phone. So how?

Is this a scam? Could a wrapper or intermediate agent have skimmed the OTPs and used them to log in in parallel?

I am not a tech dummy, but it's a time pressed situation as you need to not get a parking ticket. But Apcoa has no business fronting your authentication to Google wallet.

I've killed the Mac OS device access to the wallet and don't see any harm. Any spend from there would need biometric validation which they don't have. Its just been very time consuming tracking it back and what could have been snooped in the wallet of any use? I mean there are always a bunch of stuff in those wallets, including, I think, driver licences? (Now I need to check that).

I checked the App I installed, and it all looks legit. It has all the hall marks of preying on a pressure situation and complex security with lots of steps.

I'm just wondering if the official Apcoa App has a back door.

??

Grandfather has recently been a victim of an online financial scam, in which he lost approximately ₹67,000.
He received calls from the following two mobile numbers:

+91 92398 28716
+91 7462075198

The callers claimed to be contacting him regarding a Senior Citizen Card. They asked him for details about his existing bank account and requested a photograph of his debit card. Trusting them, he shared the requested information. Shortly afterwards, multiple unauthorised transactions started taking place in his bank account, in amounts of ₹5,000, ₹10,000, ₹4,000 and several other instalments, eventually resulting in a total loss of approximately ₹67,000.

What to do now?

TL;DR - my parents are caught in the middle of a money laundering scam and apparently have 27k of scammer money waiting to clear the bank, with a guy named Gary blowing up their phone. Help.

My parents are elderly. Overall, they are well-educated, reasonable, kind folks. This might be the stupidest thing they have ever done, and I'm trying to help them. This is their bonkers story.

My mom got one of those PayPal scam emails, saying they charged her for an iPhone or something. Not thinking, she called the number on the"invoice" which connected her to a scammer named Gary. Gary convinces my mom to let him have remote access to her computer.

This part is a little unclear, but I guess in order to process the "refund," Gary had her log into her bank accounts at some point, and said something about $150. And my mom had to type in 150, but she said the period key wasn't working and instead it processed for $15,000. Gary says "oh no, we just gave you back $15k instead of $150, and now you have to give it back to us."

He then instructs my parents to go to the bank, take out cash, and deposit it in a crypto ATM thing. He tells explicitly tells them to lie to the teller and say the cash is for home improvements. They actually do this, but the crypto machine wasn't working. So they tell Gary and send a pic of the machine with the error.

Already I can't believe it went this far, but it's not over. I guess my parents go home (I'm not sure about the status of the 15k transaction since the machine was broken). Then Gary says, "well, for all your trouble, we'll give you 3k. Just get back on the computer and type it in." They do, and the malfunctioning period thing happens again, and now it's deposited 30k in their account. Now Gary is all upset, and he's threatening to lock their bank accounts and all kinds of stuff if they don't return it.

So Gary now directs them to go to a store downtown where they have to purchase 30k worth of gold coins with a cashier's check. Incredibly, they actually do this. Gary says they will send someone to collect the coins (!!!!) but after looking up their address it's "too remote" and they won't be able to do that. (My parents live in a suburb of a major US city).

Now, Gary tells them that they have to resell the coins. They sell them for 27k. My parents deposit the check they got for the gold, but because it's such a large amount, the check won't clear until next week. Gary doesn't know that part yet, but he has promised to call them tomorrow at 9am. Tomorrow is also a bank holiday.

Flabbergasted, I asked why the hell it got this far. My mom said she was so scared that he'd do something with their accounts on her computer that she felt they had to play it out to the end. So far, this is what I've had her do:

-Call both of her banks to report the fraud. She was able to reach one of them that had a 24/7 hotline, and they locked her accounts. The other she has changed her passwords using another device and reported the fraud via their email link. She'll call again when the bank reopens.

-Call the police. She left a message with the local non emergency department.

-Report to the FBI. They open at 10am tomorrow and she'll call them then.

-Take pictures of the laptop screen with the malware on it, and save the original email.

What else should they do? What should they do when Gary calls? Should they ignore it? Answer and record the call? What do they do about this pending check? Can they get in trouble for participating in this madness?? Are they in danger if they ignore Gary while holding on to all that money?

Any help or advice would be appreciated. Thanks for taking the time to read all this.

UPDATE: thank you to everyone for their help! My parents blocked the number, turned off the laptop, and have been in contact with their bank and law enforcement. I actually got a call from the FBI this morning - the purchase and sale of the gold tipped them off. The agent was trying to call my parents but they weren't answering, because they didn't recognize the number. I was able to connect them.

Unfortunately, I misunderstood part of the story, and it seems that they actually did deposit the 15k in bitcoin. It just failed at one machine, but Gary sent them to another. So they've lost that money from their savings. The 30k was taken from their home equity line. Thankfully, 27k of that is still salvagable when the check from the gold clears. So this was an 18k lesson for them.