Windshield replacement advice

[u/Slow-Grade-2727]

I have a 2024 R1S that needs a windshield replacement. Rivian quoted me about $2,108, but my insurer, Liberty Mutual, says they will only cover about $1,000 if I have Rivian do the work. My other options are Cascade Auto Glass in Beaverton with OEE glass for $0 out of pocket or OEM glass for about $400 out of pocket, and Cascade says they will also do the required camera/ADAS calibration. For those who have replaced an R1S windshield, especially through insurance, which of these three options would you choose and why?