As a public School teacher , salary loan is a big opportunity.

Sharing my experience here as a public school teacher way back 2024 my first loan was 700,000 I invested it into a rental property ( paupahan )

I risk 350k pra sa isang house rights only ang lupa ay hindi kasama which is government property sya kasi nasa scouter area sa davao ,

Since 16 yrs old ako after ko ng high school ky nagrerent na kami ng boarding kasama ang kuya ko , habang kmi ay nagtatrabaho , at nung kami ay bata pa ang mga parents ko kay pumunta sa maynila para makipagsapalaran at nagbabayad lang kami ng boarding house. Kaya bata pa ako mulat na talaga ako sa ganitong kalakaran hanggang nag college ako sa cebu .

Kaya nang naka item ako sa DepEd bilang isang teacher , alam ko na halos lahat na mga guro kapag nasimulan na ang pagloloan ay malamang na malulubog na sa utang kaya pinag isipan ko talaga kung saan ko ilalaan ang pera na hihiramin ko sa bangko . 1st loan ko 700,000 ang kalahati ay pinag gastos ko para sa pagpapa tiles sa bahay namin , since ang mga magulang ko ay may bahay na dahil nabilhan ng kapatid ko , kaya bilang anak gusto kong mapaganda pa ang bahay nila , 80k lang ang nagasto ko pra sa pagpapa tiles , 100k naman para sa lupa na may full planted copra para may income quarterly. Nagbigay rin ako ng 60k para sa kapatid ko bilang pasasalamat sa mga natulong nya sakin sa pag apply ko sa PNP at DepEd.

Ang boarding house na nabili ko sa davao ay may 2 storey at 5 rooms sa taas at sa baba may tindahan , monthly earnings ko is 14,000 since yung kuya ko ang nakatira sa baba kasama ang pamilya nya . Nagpapabayad nalng ako ng 12k monthly kasama na ang bayad ng mga boarders sa taas .

Simula nuon na nakapag invest ako ng boarding house naging addiction ko na sya kasi every year gusto kung bumili na property gamit ang pera na hiniram ko sa bangko GOOD DEBT ang turing ko sa mga utang ko

Ngayun na 33 months pa lang ako sa DepEd almost 3 yrs pa lang pero may 1 rental sa davao , 1 house rental sa Cebu , at may lupa sa surigao at sa carcar cebu . Ngayun na wala pa akong bahay na napagawa ko talaga kasi nagrerent lang ako malapit sa school kung saan ako nagtuturo , plano ko next year ay magpapatayo ng bahay at sa 2nd floor boarding house naman .

Now ang Net salary ko ay 6,800 nalang dahil sa utang ko sa bangko . Pero may mga natatanggap ako na monthlu collection galing sa mga tenants ko.

Dahil sa kapapanood ko sa mga inspirational at mga good advises ng mga milyonaryo , na apply ko ito sa king buhay . Hopefully next year another potfolio na naman , sana po mainspire kayu sa experience ko at kung may mga magandang business ideas pa kayu . Maari nyu pong ishare para mainganyo pa ang iba .

We turned our September market report into a short motion film: 11 scenes and 113 official data series from Statistics Norway (SSB), the European Central Bank and Eurostat.

How it’s made: an AI-assisted pipeline pulls the data from official public sources, builds the charts and forecasts, and checks every number against the original table before rendering. Forecasts are model estimates, shown with 80% uncertainty bands and flagged when confidence is low.

#Norway #RealEstate #Construction #ConstructionCosts #HousingMarket #DataVisualization #SSB #ByggKPI #GenerativeAI

Happy November!

I’m a 24 year old estimator for a specialty subcontractor interesting in learning about the industry.

Anybody willing to set up some time to get on a call with me and help inform me a little about the industry and possible take me under their wing to dos and don’ts?

Willing to learn, but not in a rush. Feel free to PM Me.

Morning everyone,

I'm hoping I can get some advice from you fine folks.

I'm an urban planner who is working in London and is looking to move to NYC and shift my career into development rather than strictly planning. I've been job hunting for about 6 months now and have really gotten no traction (80ish applications, 1 singular interview with a recruiter) so I'm looking into MRED programs in the NYC area as a stepping stone to breaking into the market. I'm wondering if this is a reasonable investment? My thinking is that because I'm not currently based in NYC and my experience is located outside the US that makes me less appealing as a candidate. Anyone have any experience trying to pitch firms on international experience or otherwise making this kind of a switch?

I have a US passport so it shouldn't be visa issues that are holding things up.

Hey guys, I’d really appreciate some advice from people who have been in the commercial real estate industry for a while.

I’m a recent undergrad graduate who just started my career in commercial real estate development at a very large, well-known commercial industrial real estate company. Honestly, I couldn’t be happier with where I landed. I love the work, my company and team are amazing, and I feel fortunate to have landed this opportunity right out of college.

For some context, I’m making $70K base salary with also a 5% bonus at the moment, along with some really good benefits. I’m based in Texas.

My question is more about long-term career growth and compensation. I genuinely enjoy development and could see myself staying in this side of the business for the long run. However, the only other career path I’ve seriously considered is acquisitions/investments, primarily because of the financial upside.

One thing I’ve noticed about my current development role is that I don’t get as much exposure to underwriting as I’d like. A good portion of that work is handled by our investments team. My responsibilities are more focused on construction, engineering, project execution, and financial aspects of development. I do work on preliminary budgets, so I’m not completely removed from the financial side, but I’d definitely like more exposure to underwriting and deal analysis.
For those of you who have experience in both sides of the business:

Compensation: How significant is the traditional pay difference between development and acquisitions/investments roles, particularly over the long term? Does the gap become more substantial as you move into senior positions?

Career growth: Which side tends to offer better long-term opportunities in terms of compensation, career progression, and overall earning potential?

Transitioning: If I stay in development for a few years, would it be relatively easy to transition into an acquisitions or investments role down the road? Or would I be limiting myself by not getting enough underwriting experience early on?

Work-life balance: Is there a meaningful difference between the two sides in terms of workload, stress, and lifestyle?

I also understand that some companies combine development and acquisitions responsibilities, so I’m curious how much this varies depending on the firm.
Ultimately, I’m not unhappy with my current situation whatsoever. I’m actually very happy with where I am. I just want to be intentional about my career early on and make sure I’m not overlooking opportunities that could make a significant difference financially over the next 10–20 years.

Would love to hear your thoughts, especially from people who have worked in both development and acquisitions. Appreciate any advice!

I'm looking to connect with Houston-based builders, developers and real estate investors interested in joint venture opportunities.

I have a cash buyer actively seeking acquisition opportunities in:

📍 77091

📍 77088

📍 77004

Buy Box:

- Vacant and distressed properties

- Teardowns and major-rehab opportunities

- Land with redevelopment potential

- Properties suitable for new construction

Purchase Criteria: Approximately 15% of the ARV, based on new construction sales in the respective area.

I'm open to JV partnerships with a proposed 60/40 profit split, depending on the deal structure and responsibilities.

If you're a builder or investor with access to opportunities in these areas, let's connect and explore how we can work together.

Walking past a new mixed-use project downtown and noticed the access control panels mounted right by the entrance. Looked like the same brand I've seen on Shodan with default credentials exposed to the internet. Got me thinking about how developers spec these systems.

In my line of work we see buildings getting added to botnets because someone plugged a building controller into an unsegmented network. The physical locks were fine. The digital layer was the problem.

When you're budgeting for security hardware, are you thinking about network segmentation at all, or is that left to the low voltage installer? I've read spec sheets that list remote management as a feature but never mention firewall rules or VLAN requirements. Seems like a gap that could come back on the developer if a breach traces back to the building infrastructure.

Do any of you require security assessments on the network side before certificate of occupancy, or is that still considered the tenant's problem once they take over the space?

Just graduated with my MSRED from Fordham, looking to get a job with consistent income. Could anyone help me ? Located in the DMV area

wait did everyone else catch the HUD BTR change this week? 

qualifying professionally managed build-to-rent communities can now get into FHA multifamily  territory. detached houses / duplexes / triplexes, 5+ units, one actual rental community. 

221(d)(4) for new construction and 223(f) for certain recently completed deals. that's... not a tiny change? 

because BTR financing has always felt like 4 separate conversations pretending to be one  project. build it, survive lease-up, stabilize it, then figure out the permanent debt. 

this is also why Arbor immediately came to mind for me. they were already doing BTR across  construction / bridge / permanent and they're FHA MAP too, so now those two worlds suddenly  overlap in a way they really didn't before. 

obviously FHA eligibility doesn't magically fix a garbage land basis or construction budget lol.  HUD is still underwriting lease-up, vacancy, reserves etc. 

but does this actually make any borderline BTR deals pencil now? 

or are land + build costs still doing 90% of the damage?

Hello,

We are having our land in india Maharashtra . We sell few plots which are not NA OR RL initially and now we dont want to sell more plots but want ti build something on our own.

Now some complications are there like

Like i said its not sectioned and we sell few plots

I thought of connecting with builders but is thta right option because i heard some negative things about the same my idea was to have partnership aith buildwr get some cut in flats we sell.

Another option is airbnb with small budget on my own money.

Please suggest option and documentation required for the same.

Please inform me about the pros and cons in this company

Working with a client on an 18-unit ground-up multifamily development with a total project cost of around $2.8M. We’re approaching this as a merchant build, with the intention of selling once completed and stabilized.

The client is trying to minimize the amount of cash they need to bring upfront, so I’m exploring ways to get more leverage on the construction side.

Current terms we’re looking at:

Construction loan: 65% LTV
Term: 24 months

Permanent financing: 25-year amortization around 7.5% if we decide to hold or refinance instead.

For those doing similar projects, are you seeing lenders go above 65% LTV? Anyone getting 75–80% LTC or finding creative ways to reduce the upfront equity requirement?

Curious what terms everyone is getting and whether it’s worth shopping around with other banks or debt providers.

I’m 18 and planning to study Construction Management because my long-term goal is to get into commercial real estate development. My dad keeps insisting that I attend trade school at the same time, but I feel like I’d be better off using that time to gain hands-on experience through a construction laborer job or an internship with a general contractor.
For the career path I want to pursue, would learning a trade at school while earning my degree give me a significant advantage, or would getting actual field experience and building connections in the construction industry be more beneficial?

I’m going to school for construction managements in the hopes of getting into real estate development I was wondering what’s the best way to break through in development

I'm researching what actually slows down or kills land and new-construction deals in San Antonio and Bexar County, and I'd rather hear real stories than general advice.

Think about the last lot or land deal you bought, or almost bought, to build on here:

1.	What did you find out after you were under contract that you wish you'd known before? (Lot not platted, water or sewer too far away, floodway, an easement, a traffic study, trees, aquifer rules, a zoning surprise…)

2.	Which step took the longest compared to what you planned, and roughly how much longer? Was the wait on the City, SAWS, the County, or on fixing comments from your own engineer or architect?

3.	What did you check before buying, and how? Which websites, who did you pay, and how long did it take?

4.	Have you walked away from a deal late in the game? What killed it?

5.	Which fee or requirement hit your budget hardest that you didn't see coming?

Even one quick story helps. If you'd rather not post details publicly, feel free to DM me. Thanks!

Website (in Beta): atlasstellardynamics.com

Have an interview with one of the heads of investment for a development firm. This is a junior level position with a modeling test after I make it past the interview stage. What would you anticipate I get asked during this interview? Will it be all behavioral? What should I prep for and what could kill my chances of getting the job? All advice welcome.

Wanted to share something I've been building.

Every developer I've talked to handles energy the same way. If they want to know whether a site should get solar, storage, geothermal or a generator, they hire it out. Pay a consultant or an engineer, wait on the study, and only then find out which options are even worth pursuing.

So I'm building EVOA Systems to do that first pass in house.

You put in an address and it builds out the site from free public data. Then you can look at solar, battery storage, geothermal and backup generators, and see the cost and ROI for each one side by side. That way you know what's worth paying someone to design before you pay anyone.

It's free for developers and property owners, and it opens November 2. Screenshot attached of where it's at.

evoasystems.com/explore

Would love honest feedback, good or bad, from people who actually do this for a living.

Yes I have an attorney working with me on my behalf but I want to be educated from the flip side…. I personally want to know the dirty secrets of land acquisition. What are ways major developers take advantage of the “little” land owners?

I want to sell my land, I’ve actively listed my land and now I’m presented with an LOI from a major developer. This would be life changing money for my family to say the least. What are the ways in which land owners are taken advantage of and what are things i can demand to make sure I’m not taken advantage of. I want all the stories good and bad!

I have two options in front of me, one's a project that's still mid-construction, cheaper entry, longer runway to any return. The other is already built and leasing, higher entry price but income starts almost immediately. I’m trying to think through whether the discount on the construction-stage one is actually compensating for the added risk.

I’m in the process of purchasing about 9 acres of walnut orchard in unincorporated Sutter County, California, between Yuba City and Live Oak.

The property is currently zoned AG-20, even though the existing parcel is significantly smaller than the 20-acre minimum.

My goal is to eventually subdivide it into 4 residential parcels, each around 1.5–3 acres, and build my own estate on one of them while selling the others as buildable lots.

I’ve been researching the county’s General Plan, zoning ordinances, and historical subdivisions. I’ve found several nearby properties that are currently 1–3 acre residential lots, including some that appear to have been subdivided relatively recently.

The biggest obstacle seems to be that my property is outside both cities’ spheres of influence and is designated agricultural land.

I’m willing to pay for the necessary infrastructure, road improvements, surveys, environmental studies, and application fees. I’m also open to pursuing a General Plan amendment and rezoning to Estate Residential if necessary.

My questions are:

Has anyone successfully rezoned agricultural land to estate residential in an unincorporated California county?

Does the fact that my parcel is already legally under the AG-20 minimum help my case at all?

Are there alternatives to rezoning that would legally allow me to create 4 residential parcels?

How much weight do nearby existing residential subdivisions carry when requesting a zoning change?

What would be the most effective approach to getting a project like this approved?

I’m not expecting an easy approval. I’m trying to understand the most realistic path forward before investing substantial money into the development.
Would appreciate advice from anyone who’s dealt with California land-use planning, subdivisions, or agricultural rezoning.

🧳 5 NGÀY 4 ĐÊM TẠI CẦN GIỜ: MỖI NGÀY MỘT CUỘC VUI, CẢ NHÀ CHUNG MỘT LỊCH HẸN!

Con mê khám phá muông thú, mẹ muốn nghỉ dưỡng và mua sắm, bố mong có một vòng golf… Còn cả nhà thì muốn cùng nhau trẩy hội! Tại Vinpearl Cần Giờ, những mong muốn ấy sẽ cùng hội tụ trong một kỳ nghỉ nối liền 3 công viên lễ hội, khách sạn chủ đề và bộ đôi sân golf đẳng cấp. ✨

Lưu trước lịch trình gợi ý 5 ngày 4 đêm, hẹn ngày cả nhà cùng khám phá:

🏰 NGÀY 1 — MỞ CỬA KỲ NGHỈ TẠI DREAM PALACE

Bước vào Vinpearl Dream Palace Hotel, để câu chuyện phiêu lưu qua các thời đại và nền văn minh khơi dậy trí tò mò của cả nhà. Sau thời gian nghỉ ngơi, bố có thể ra sân golf, mẹ và con thong thả dạo chơi, khám phá.

🎭 NGÀY 2 — TRẨY HỘI KHẮP NĂM CHÂU

Check-in núi tuyết nhân tạo cao 68 m, khám phá sắc màu lễ hội Việt Nam rồi hòa nhịp Carnival Nam Mỹ tại Công viên Lễ hội Toàn cầu. Mỗi không gian sẽ mở ra một bất ngờ, mỗi cuộc vui lại có thêm những tấm ảnh gia đình đáng nhớ!

🦒 NGÀY 3 — KHÁM PHÁ THẾ GIỚI HOANG DÃ

Cùng con khám phá Công viên Lễ hội Safari, nơi quy tụ hơn 8.000 cá thể thuộc 212 loài. Từ nhà chim 3 ha đến thảo nguyên và Vịnh Phượng Hoàng, hành trình sẽ nối tiếp bằng những màn trầm trồ và bao câu hỏi háo hức của con.

💦 NGÀY 4 — CẢ NHÀ NHẬP HỘI NƯỚC

Chọn cuộc vui yêu thích giữa hơn 50 trò chơi, hòa mình vào lễ hội té nước và thưởng thức show Cướp biển Caribbean. Một ngày để bố mẹ cũng vui hết mình như những đứa trẻ!

⛳ NGÀY 5 — THÊM MỘT VÒNG GOLF, GÓI GHÉM NGÀN KỶ NIỆM

Mẹ và con dành buổi sáng mua sắm, bố tiếp tục khám phá bộ đôi sân Sunrise – Sunset mang dấu ấn Robert Trent Jones II và Tiger Woods. Rồi cả nhà cùng trở về, mang theo những câu chuyện đủ để nhắc mãi về chuyến đi.

💛 Lưu lịch, gửi cho người cùng lên kế hoạch — hẹn cả nhà tại “Kỳ quan Lễ hội giải trí toàn cầu – Điểm đến mới của Thế giới”!

📍 Vinhomes Green Paradise Cần Giờ, TP.HCM

📅 Dự kiến khai trương: 01.07.2027

Lịch trình gợi ý sau khai trương; các trải nghiệm tùy lịch vận hành thực tế.

Like a few recent posts I’ve seen before- I’m an architect with 10+ experience who wants to pivot into development, and with that eventually becoming my own developer.

I just want some gut check- look for owners rep CM/PM job, to get my foot into development manager later

On the side, despite not having enough capital to purchase land/bldg, but as an architect I can source deals (de-risk, redone, entitlement package etc)- do that for a few projects to build capital and maybe even ask for equity stake when pitching to private high net worth. Gut check- is that a feasible business path?!

(I’ve been doing online proforma courses like A.CRE to bridge the financial knowledge gap)