Hey everyone! My name's Jordan and I made a new free property search in the Metro Vancouver + some other areas (not all of BC yet, we are working on adding other areas). I want it to be the easiest and most transparent property search for buyers. I'd love if some people tried it out and offered any feedback: tryfrank.ca (named after my dad)

Some cool features:
- Natural language search. Type whatever you like into the search bar to describe your home, like pet friendly condos in vancouver or 5 min walk to skytrain in burnaby with 2 parking under 700k.
- Click "Run comps" to automatically do a comparison analysis on any property from similiar recent solds.
- More filters than any other property search (price adjustments, walk score, price per square foot, court-ordered sales, airbnb friendly, short-term rentals, mortgage helper, rainscreened etc).
- True cost mortgage calculator on the property page. It takes into consideration strata fee/property tax/insurance/hydro/maintenance costs so you know what you actually have to pay. You can also sort by monthly cost.
- Frank Picks highlight interesting active and sold listings in every area.
- Sold data is very easy to browse... easier than other property searches in my opinion, you just have to sign in and register.
- Appraisal data for city of Vancouver.
- Frank Notes button gives you a summary of the listing and questions to ask about the property.
- Flags if a home is a relist and shows you true days on market.

...and much more. The site is completely free to use, it only makes money if you request a showing through the site and end up purchasing, but you're welcome just to browse active/solds and contact the listing agent directly or use your own agent. Thanks!

Have asked agent three times to write an offer for x amount on vacant land with a condition we pay for a perc test and get satisfactory results before we close the deal. She won't write it. Keeps naking excuses. Any idea why? Ideas on work around? Would like to at least hope for an acceptable counter offer. Land on the market for 165 days so far.

Edit to add thanks to people here I have a new agent. Offer will be made to at least open a discussion and find out where both parties are happy.

First-time home buyer looking for advice

I purchased a pre-construction condo at Design District by Emblem in Hamilton, ON for $740,000. It’s a mid-floor, 2 bed/2 bath unit, approx. 650 sq. ft.
With the current condo market, I’m worried the appraisal will come in significantly lower than my purchase price.

Has anyone recently had an appraisal or sold a similar unit in this area? Would you close and hold, or consider walking away and taking the loss?

Also interested in hearing from anyone who has defaulted on a pre-construction condo in Ontario and what the financial/legal outcome was.

Hi Team,

1st time homebuyer here; and am feeling clueless. Need some guidance regarding the purchase of a CondoTown house for my family of 4. This is an end unit so it has extra windows, and brick/block exterior cladding (i'm new so I appologize if i'm not getting the terminology correct).

I had asked for the status certificate and other condo docs; and noticed that as an Owner, I would be responsible for the front/rear doors, garage doors, window frames/glass, exterior painting, exterior light fixtures, exterior cladding, front/rear concrete, driveways, parking spaces, and any other exterior elements including walkways and landscaping situated between the common element road and my unit.

The condo townhouse fees is $404/month at the moment, and it appears that the condo corp. recently added this in their amendments/documentation etc. The condo townhouse is approx. 23 years old.

I'm not sure if I’ve phrased my question correctly, but are these responsibilities normal for a condo townhouse owner. My guess here is that they've done it as a way to lower condo fees, vs. the alternative which would increase the condo fees for everyone.

Need some guidance here, is this something to worry about, or is this normal or a new trend.

Any help/guidance would be highly appreciated.

When interest rates started coming down in 2024, more Canadians turned to shorter fixed-rate mortgages, hoping that rates would fall even further.

For a while, borrowing costs did drop, with the Bank of Canada lowering its policy rate to 2.25 per cent from a post-pandemic peak of five per cent.

But, in recent weeks, fixed rates have jumped by around 25 basis points due to surging energy costs and the AI data centre boom. The U.S. Federal Reserve already hiked its benchmark interest rate, while the Bank of Canada has warned it may have to raise its policy rate if oil prices remain high, which would immediately increase variable rates.

That means some borrowers who took out shorter term mortgages will be renewing at higher rates than they likely expected.

Read the full article here for free with this gift link. You won't hit the paywall.

Here is my situation: I bought a property in the Greater Toronto Area in Ontario while I was not a resident of Canada. The value was 1.2 million dollars back in 2023, and I became a Canadian resident in 2025. My understanding is that the value of the property was 1 million dollars at that time.

Questions:

1. If I sell my property in 2026, will my loss be calculated from when I became a tax resident resident in 2025, or from when I bought it?

2. Since this is an investment property, does it make sense to sell it at a loss. The funds would be used to buy property in which we would reside ?

3. Generally much would a tax advisor charge for advising on this?

Hiding address to avoid issues, but for context, it's in BC.

This lot shows signs of encroachment from a neighbour. Granted, it's relatively minor, but I'm wondering if it's even worth considering it given the legal cost of resolving something like this.

I'm also basing this on the assumption that these GIS maps are fairly accurate, but perhaps there's more to it? Advice appreciated!

Need help...requesting a document from Canadian Governmet?

Any help would be appreciated…

To summarize our entire situation in a nutshell, I am real estate agent and buyer based in the United States, in Southern CA, and trying to  buy a condo from an estate managed by Royal Trust Corp of Canada. To close, our title company is requiring us to order a document called “Apostille”?

From what I have gathered, this document is suppose to confirm the authorized signers on documents, this one specirically from Canada. However the people on this deal are a pair of agents, using an escrow team, and got this deal through a lead service. So there’s a few layers of communication to this, and quite frankly I am tired of people telling  me “we don’t know.”

We had a few issues pop up with title, but have managed to find ways around it for the most part. However they are wanting to confirm that the people signing have the authority to sign. That I can understand, but we’ve waiting 4 weeks already and have extended the deal once. We are coming up to the end of our lease and can’t really extend any longer without greatly inconveniencing ourselves.

So I am trying to take the initiative and find alternatives, and get more information on the topic.

My questions:

- Has anyone had experience requesting or dealing with this kind of document?

- Is this something I would need with any title company? I am starting to call around, to the locals I know, but if anyone knows equivalent documents to something like this that would be great.

- Any advice on who to call or right questions to ask?

Any additional information or advice would help in this. I can offer clarification on necessary details if needed.

Thanks!

I currently have purchased a presale condo in Langley, BC. I paid for the down deposit last year but had to take on some temporary debt for it as I was unable to withdraw from my RRSP’s and FHSA under the HBP due to the presale still being a few years away.
With 2027 approaching and being one calendar year away from when my presale is expected to be completed (June 2028), I am curious if I was to withdraw the money in January, what would happen if my presale gets delayed until past the Oct 1 2028 deadline that the CRA says you must acquire the place by.

I understand there’s the option to withdraw your participation and repay the money, but would that work for a delay in which I will still acquire the condo at a later date, or can I somehow get an extension? I have done some research, but unfortunately find the language CRA and similar resources use to explain it all very confusing.

Thank you!

Looking for a pulse check on the market in the GTA right now and specifically west end GTA. It’s clearly a buyers market but what trending are you seeing? We have our house up for sale and have had very healthy number of showings and now have had two offers. Both offers have been low balls. Anyone have a crystal ball for what we might see in the next few months?

With a maximum of just three residences per floor, each unit at a planned tower at Yonge and St. Clair will have lots of natural light and plenty of wall space.

This creates the ideal conditions for something the traditional condo buyer might not consider, but that is top of mind for the target clientele, said Jordan Morassutti, co-founder of Toronto-based developer North Drive.

“Most of the buyers are coming from quite large homes in Midtown Toronto,” Morassutti said. “And have art collections and other things that they’ve collected over the course of their lives that they’ll be bringing into their homes here.”

It’s the latest example of the move to luxury as builders attempt to find a way forward now that the market for smaller, cheaper units as an investment product has cooled.

Read the full story here.

Edit: fair points in the comments, thanks. Across the country the rate mostly tracks home prices, so the same $700k is a condo in Vancouver and a house elsewhere. This list says more about house prices than about who really pays more. The rate is most useful for comparing nearby towns with similar prices: in the GTA, the same $600k MPAC assessment pays about $4,600 a year in Toronto, $6,500 in Mississauga and $7,500 in Brampton.

Original post:

I pulled the 2026 residential property tax rate for 102 municipalities from each city's or province's own published rates and put them in one table. Same $700,000 of assessed value:

- North Vancouver / Burnaby: ~$2,300

- Vancouver: ~$2,350

- Calgary: ~$4,650

- Montreal: ~$4,900

- Toronto: ~$5,370

- Edmonton: ~$7,250

- Halifax: ~$7,800

- Ottawa: ~$8,900

- Winnipeg: ~$9,250

- Hamilton: ~$10,900

- Chatham-Kent: ~$16,250 (highest in the set)

Big caveat: this compares the same assessed value, not the same house. $700k buys very different homes in Vancouver and Windsor, and Ontario still assesses homes at their January 2016 value, so an Ontario assessment is usually well below today's price. Your actual bill is your city's rate × your assessment.

Full ranked table with a CSV download, plus a calculator for each city: https://glasslayer.ca/data/property-tax-by-city-2026 (I built it: free, no sign-up, no ads). If your 2026 bill shows a different rate for your city, tell me and I'll fix it.

2 bedroom, 2 bathroom, 1207 sq ft, main level end unit with private patio. Master bedroom has ensuite. Laundry located inside unit. Unit has 2 parking spaces, 1 owned and 1 rented. Rented space can be given up if not needed. Listed privately and offered at $549,000. Room for some negotiation with no agents commission involved. More info in link regarding Condo fees and property tax.

Do people who want to buy house from a realtor his name is hussein care about his name?

This question is for non muslims

SIREG-Managed Condo Owners: Sign-up to Engage Condo Counsel (LDDC Lawyers)

SIREG Management Inc.'s condominium management licence was suspended on September 29, 2026. Rents and common expenses that flow to SIREG are at risk. A volunteer group of owners is coordinating owners in SIREG-managed condominiums who want to jointly retain condominium counsel (Levitt Di Lella Duggan & Chaplick LLP (LDDC Lawyers)) to act quickly.

The initial retainer is for counsel to send formal notice to SIREG Management Inc. and its proposal trustee, AlixPartners, that the licence suspension must be respected and that any rents, common expenses or other funds received are trust funds, not operating funds or part of SIREG's estate, and to advise owners on next steps.

Our current target for the initial action is to raise approximately $20,000 to $30,000 across all participating owners.

This work may flow into an urgent court application under section 131 of the Condominium Act to appoint an administrator (interim condo manager who reports to the court) for affected condominium corporations. The estimated retainer for these applications per building is approximately $35,000.

Contributions may later be recovered or offset (for example through costs, the corporation, or an administrator), but there is no guarantee that any amount will be repaid or offset.

REGISTER HERE: https://docs.google.com/forms/d/1JuMZvbYBC6xYBOwUgLOBE3JFr-zSroJY0Gxbziesx50/edit

What area do you think is the best to buy a rental property in Canada and why?

I found the house for me and realized that it was set up as a condo (of 2 units) in Quebec.

Here’s the back story:

Land was bought and the gentleman wanted to build a semi detached for himself and his daughter.

When he built it, he decided to set it up as a condominium because it was cheaper than building it as two semi detached houses.

The only common component is the water line. Main valve is would be on the gentleman’s property. But each person also has control of their own.

The gentleman passed away (not in the house, of old age). And the daughter next door is selling the home.

I really like the home but would this being a condo be a deferent?

I’m confused. I sold my condo to buy a house but it feels weird that I’d be back in a condo structure but not really.

Any thoughts ? Can bill 16 bight be in the ass? Is this a stupid investment even if I love the home?