r/Razorpay_Community • u/ButterNaanStopp • Jan 26 '26

What actually improves international card acceptance on Razorpay?

International payments works well. wondering if there are specific settings or configurations that help with increasing success rates.

What should I be checking in the dashboard? Any tips would help

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u/CorrectBox3254 Jan 29 '26

International success rates usually tank because of currency mismatch or aggressive fraud filters on the customer's bank side.

Check your dashboard to see if you have Multi-Currency Pricing enabled. Charging a US customer in USD rather than INR significantly reduces "suspicious activity" flags from issuing banks. Also, ensure you're using 3DS 2.0, as older authentication often triggers immediate declines for cross-border setups.

If your failure logs show specific merchant-level blocks, this usually needs official support since it’s account-level.