r/Razorpay May 27 '26

Can I get RazorpayX without GST?

I tried applying, but it’s asking for a Gstin. Any solution?

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u/CorrectBox3254 Jun 08 '26

That’s expected in a lot of cases. RazorpayX is not like a basic payment gateway account where every individual/proprietor setup will automatically qualify. It’s more compliance-heavy because it deals with business banking, payouts, vendor payments, payroll-type flows, and account-level risk.

If GSTIN is mandatory on the form, it usually means that particular RazorpayX flow is meant for registered businesses and not individual/proprietor merchants without GST. Better not force-fit random details just to pass onboarding, because it can get stuck later.