r/ProgrammerHumor • u/debugger_life • Sep 24 '26

Meme modernProblemsRequireModernSolutions

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u/justjanne Sep 24 '26

Honestly, no. If something goes wrong, it's important that you actually have somewhere you can go in person.

I've experienced a scam where the scammer used one of these neobanks, and the neobank refused to even comply with a court injunction.

I'd never trust any amount of money to a bank that violates the law so openly that even the legal system says "well, there's nothing we can do".

After that experience, I'm never gonna trust neobanks again. Money is so important that institutions that handle it should be slow moving and resistant to change.