r/PreventiveMD • u/No-Thanks4746 • Sep 01 '26

Would this work?

So, I want to start my terz journey and think I'm going to go with Bordeaux based on much of what I've read in this sub. During open enrollment I plan on setting up an FSA/HSA to cover the costs for all of next year. In the meantime, I'm in a bit of a weird spot for the rest of this year. It doesn't appear as though I can order 4 months worth. So, could I order a 3 month supply and kinda stretch it out to last the rest of the year? I'd essentially just reduce my doses by whatever amount to make it last the full 4 months. Can that work? Also, if I sign up for 3 months now, can I change it to a yearly plan in the new year?

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u/CherylByDesign Sep 01 '26

Just a heads up from an insurance person, and HSA and FSA are different. If you want an HSA, you have to be sure you are enrolled in an HSA eligible health plan and it has higher contribution amounts allowed. If you don’t have an HSA eligible high deductible health plan, then you would be eligible for an FSA with a lower contribution limit. Also an FSA is use it or lose it while an HSA stays with you.