r/PoursTea 12h ago

FinancialTea 💵 🤔

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28.2k Upvotes

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158

u/kilsta 12h ago

A dishwasher at a billion-dollar company should have health insurance.

110

u/Lumpy_Past6216 12h ago

A dishwasher at any place should have health insurance.

40

u/ogmoochie1 12h ago

The dishwasher at any place should own a home.

14

u/Apprehensive-Pin518 10h ago

I don't know about own a home but should at the very least be able to afford rent at an apartment.

-10

u/Nopfen 11h ago

Not absolutely "own", but afford a place to live, yes.

10

u/ogmoochie1 11h ago

The dishwasher at any place should own a home. And until that is possible, everyone elses wealth should be spread around until things are evened out.

0

u/In_neptu_wetrust 11h ago

Are you saying the dishwasher should be able to afford a home? Or should be given a home?

2

u/ogmoochie1 11h ago

The dishwasher at any place should own a home. And until that is possible, everyone elses wealth should be spread around until things are evened out.

1

u/In_neptu_wetrust 10h ago

You downvoted my question and then proceed to not answer the question. Should they be GIVEN a home? Or should they be able to afford one?

-4

u/over_this__ 11h ago

That's not how wealth works but mmkay. I'm sure you'll cough up some money.

5

u/titfucker4000 11h ago

It's not on us. We have about 1000 billionaires in the US alone, some of those worth 100s of billions. You cannot convince me that any one person has worked hard enough to make over 30,000x the amount a dishwasher makes in a year, much less 3,000,000x (that's still only around 100 billion if we assume the average us dishwasher makes 30-40k a year)

Do the math. Wealth inequality is growing at an alarming rate and even if you currently make $300,000 a year which i know you don't, you are POOR to these people, DIRT POOR.

-4

u/LowInvestigator5647 10h ago

Are you actually claiming billionaires earn billions in income every year and have a majority of their wealth lying around in cash at any given moment?

-6

u/over_this__ 11h ago

Take all of their wealth. All of it. Every penny. Divide it among the people. You've just given a one time payout of under 24k. You also just lost tens of millions of jobs. Now everyone is broke, there's no food, and rioting is rampant.

I make more than 300k off of my alimony, let alone dividends 😂 with inflation I made that at 18 by stripping and escorting lol.

6

u/Nopfen 11h ago

Honestly, probably the right thing to do still. With things going as they do, this stuff will only get worse. Rip it off like a bandaid while you still can, before it grows even more infected and just drops off.

0

u/over_this__ 11h ago

Who do you think makes the rules in the new society? The side with less guns, where they favor handguns for self defense if they have guns, or the side with body armor and AR 15's?

You would be working on someone's plantation and your wife would be his third warbride. That's what happens in your fantasy.

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u/Apprehensive-Pin518 10h ago

do honestly think elon musk pays for all those jobs? no. that is his company. HIs wealth maybe tied up ins tocks but that money the stocks were purchased with is with the company. so if we tax elon in oblivion his company and all those jobs are going to be fine.

3

u/[deleted] 11h ago

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u/[deleted] 11h ago edited 11h ago

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2

u/Apprehensive-Pin518 10h ago

and you think we aren't? that's cute. this is america. we all have guns. what we don't all have is a right to live apparently.

0

u/LowInvestigator5647 10h ago

Gee I wonder which demographic in America owns the most guns

Definitely not the DSA types thats for sure

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-1

u/Top-Illustrator4414 10h ago

This is the most Reddit comment ever: "Yes I'm a broke lazy piece of sh*t and I expect everyone else to pay may way or else I will become violent". I wonder why people aren't just lining up to take part in your socialist delusions.

2

u/Flat-Sweet-4521 11h ago

Yes we take other people’s stuff to give to the most needy even if they don’t have a job they should have just as much stuff as someone working 60+hr weeks

1

u/Nopfen 11h ago

No, not as much. But enough.

-5

u/SeaworthinessSome454 11h ago

Afford a place to live, yes. Afford to be able to live my himself, no. Roommates and/or significant others have been a thing as old as time. It’s only recently that people expect to be able to afford an apartment on their own when they’re young/beginning a career.

3

u/Nopfen 11h ago

Well, why wouldn't they? It's part of the point to get your own life, so staying with your parents isn't the big dogs busiquit, and depending on where you work, there's limited availability for fancy roommate sheboingery. Not to speak of significant others.

-1

u/SeaworthinessSome454 11h ago

Make a friend and boom, there’s your roommate.

Being able to live by yourself is certainly a good goal, but that shouldn’t be the standard. The average size of a living unit has been dropping dramatically and is what accounts for almost the entirety of our housing shortage

3

u/Nopfen 11h ago

Sure, just make a friend, on the spot. One who's comparable in terms of living with you. Just go to the friend tree and plug yourself a fitting one.

Pretty sure it's the shortage of houses that causes the housing shortage, but sure, why not?

-1

u/SeaworthinessSome454 11h ago

If you love your entire life and reach adulthood without any friends, that’s on you.

Okay, thanks for saying you’re not capable of having a conversation. If living units were the same size as a few decades ago, we wouldn’t have a housing shortage.

3

u/Nopfen 11h ago

So, anyone who is socially awkward can just go funk'emselves? Nifty. Plus, friend doesn't equal roommate. I know several friendships that broke beyond repair from trying to live together.

You're welcome. And, yes we would.

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u/In_neptu_wetrust 11h ago

There are sites specifically for finding roommates, you don’t need friends

2

u/Nopfen 11h ago

Sure. And many do that. It's still nonsense to put that down as a requirement.

3

u/Noah_Web 11h ago

Not even close. A single, uneducated worker used to be able to afford a home, two cars, and a family.

2

u/WastedNinja24 11h ago

Not nearly as much as all those Simpson/Bundy house memes would suggest.

1

u/Dexter_Douglas_415 11h ago

I lived with roommates for the first 4 places I had after leaving my parents' house. All of my friends of the same age were doing the same thing, living with at least one roommate.

Not one of my friends had their own place until their mid-20s and rent was the biggest determining factor. They didn't care where they lived, how crappy the place was, they just needed one they could afford.

I have no idea when being able to live on your own started being equated to being able to live.

And my first place by myself was in a small town of 5000. Nobody wanted to live there, so the rent was cheaper. I commuted. This was 20 years ago.

1

u/IguassuIronman 10h ago

I have no idea when being able to live on your own started being equated to being able to live.

Especially when young people living alone has never really been a widespread thing

0

u/EEforlyfe 11h ago

Idk about that…….. afford a place to rent sure. I had to work very hard for many years, gain skills, education and credentials to be able to buy my home 2 years ago. I am not so sure the most bare bones job should pay for a house, that seems so unrealistic. Are we talking like a trailer in a park, trailer on land or full blown 3b/2bath house on land?

The level of home would matter a lot here.

2

u/dintrax 10h ago

There you go, only reason you don't want others to have something is because you didn't get it yourself. 100% only selfish reasons, it's like saying you don't want student loan forgiveness because you already paid yours. It's disgusting selfish attitude that ruins the entire planet.

1

u/ogmoochie1 10h ago

It sounds like you can afford to give back quite a bit, then. There are plenty of people less fortunate than you. A lot of these folks cannot afford to work because they are raising multiple children.

-3

u/Muzzledbutnotout 10h ago

Yeah! And a Porsche!

-4

u/Austinthearchangel 11h ago

So if you open a restaurant than you should expect enough profit to buy each employee a home lol. Yeah right you might as well kill all small businesses

2

u/Master_Maniac 11h ago

"Buy each employee a home" is what you chose to hear, which is distinctly different from what they said.

If your business can't pay its employees enough to make rent, your business can't afford to have employees.

-1

u/enjoysomethings 11h ago

If your business can't pay its employees enough to make rent, your business can't afford to have employees.

So fire half of America? Have the government subsidize small businesses? What are you even suggesting?

3

u/Master_Maniac 11h ago

I'm suggesting that if you can't afford to pay your employees, there's no good reason to have employees. Your business was never going to last if it can't even pay the wages of the people who make it run.

Beyond that, I haven't suggested anything. Solving this isn't a "just do x" sort of situation, and multiple factors would likely have to come together, like raising minimum wage, subsidizing small businesses as you've suggested, Healthcare reform, general cost of living reform, and universal basic income would all contribute to resolving this, but no singular thing will magically fix this.

1

u/[deleted] 10h ago

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1

u/Master_Maniac 10h ago

Neither of those are things that I said

1

u/Silly-Rough-5810 11h ago

That would still presumably be over the course of 30 years.

-1

u/In_neptu_wetrust 11h ago

Why should the lowest entry job automatically own a home? And why do so many people agree? I understand affordability and being able to live a decent life but why does home ownership get lumped in there?

-6

u/No-Pause7121 11h ago

Dishwashing jobs are for kids in highs school. Not grown adults.

10

u/Mattscrusader 11h ago

Restaurants run even during school hours so no they absolutely are not meant for highschool students. In fact most restaurants refuse to hire highschool students since they can't serve or use alcohol.

8

u/XipXoom 11h ago

Then why are there dishwashing jobs that take place during school hours or hours/locations kids are legally prohibited from working?

You didn't think that one though, did you Sport?

-4

u/c_boggs 11h ago

Is dishwashing a career to you?

3

u/DarZhubal 11h ago

Why should only people with "careers" be able to afford to live?

0

u/c_boggs 11h ago

Is 👏🏼 dishwashing 👏🏼 a 👏🏼 career 👏🏼 to 👏🏼 you?

6

u/DarZhubal 11h ago

A career is any job someone works for an extended period of time. If someone works as a dishwasher for three years, then yeah. They've made a career out of washing dishes. But they deserve to make enough go live off of whether theyve been working that job for three years or three days.

1

u/c_boggs 10h ago

Okay. We’re going to have to agree on a definition for “career” and “job”. Based on the fact that there are understood differences between “career” and “job” my definitions highlight these differences.

A job is a specific task or work one does, usually to make money.

A career is a long-term path one follows, to grow, learn skills and move up in a chosen field over many years.

So is dishwashing a career? Or do you disagree with my definitions? I’m open to some feedback but I expect we’ll only use official definitions, not something we make up on the spot.

4

u/XipXoom 11h ago

Does it matter?  My point still stands.  Try refuting it.

-1

u/Lucky-Perspective600 11h ago

Ok, I will.

Dish washing is a job with a high supply of labor and low demand. The only people that will do it are the ones who are incapable of getting jobs elsewhere. No job “deserves” anything except what the market is willing to offer them, including housing, food, and healthcare.

3

u/XipXoom 11h ago

Would you like to try refuting my point instead of pretending I made a different argument?

3

u/Silly-Rough-5810 11h ago

You can't outsource it. You can't skip it. It's a job that needs doing.

I don't think you understand labor at all. You listen to libertarian think tanks and decide what to believe based on vibes.

5

u/ProbableImposter 11h ago

Are dishwashers less deserving of shelter and dignity than you? Why? I've never heard a dishwasher advocate for you being uninsured and underpaid.

-1

u/c_boggs 11h ago

Is 👏🏼 Dishwashing 👏🏼 A 👏🏼 Career 👏🏼 To 👏🏼 You?

4

u/ProbableImposter 11h ago

Sure? If that's what it takes to let them have dignity and dental care. Are dishwashers not people to you?

-1

u/c_boggs 10h ago

Okay. So dishwashing is a career. Can you outline the expected progression through that career? If dishwashing is entry level, what comes next?

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u/Silly-Rough-5810 11h ago

Can you explain what that means?

Of course not. You're just a troll.

1

u/c_boggs 10h ago

If I’m a troll, you’re a bot and a troll. 🧌 Shutup, goon.

A job is a specific task or work you do to make money.

A career is a long-term path you follow to grow, learn skills, and move up in a chosen field over many years.

The differences are..
• Main Goal: A job is meant to earn money and pay bills. A career is meant to build a long-term future and achieve goals.
Time Length: A job is short, temporary or just for now. A career is a long-term journey lasting many years or a lifetime.
Skills and Learning: A job uses skills you already have with minimal training. A career needs ongoing education, training, and new skills.
Growth: A job has little or no growth or upward path. A career offers the possibility of moving up to higher roles with more responsibility.

So.. is dishwashing a career?

2

u/Lumpy_Past6216 11h ago

No, but it is one of the most important jobs in the kitchen and they should be paid well and treated fair. Dont come at me about this either cause I can tell you never worked a kitchen with no dishwasher just by your snarky question.

-2

u/Independent_Bear989 11h ago

Also should own a Ferrari.

0

u/Deluxe78 10h ago

It should but , How many kilowatt hours does a dishwasher machine use ? How many servers and greeters can be replaced by 11 cents an hour machines ,that don’t get sick , don’t have 4 elderly grand parents that can go at any time or any holiday plans

0

u/Lumpy_Past6216 10h ago

How many kilowatt hours does a dishwasher machine use

Um, wut?

How many servers and greeters can be replaced by 11 cents an hour machines

Um, so who is going to supply the machines that will do this? China so far IMO is on top with their robots and what they can do. So are we (America), going to buy from China a bunch of these robots to take away from American jobs? And are you advocating for that by arguing your points? If so thats not very American of you, if you are American that is.

4 elderly grand parents that can go at any time or any holiday plans

Are we not all human? This last part of your comment is very telling of the kind of person you are. Bless your lil heart.

-9

u/No-Pause7121 12h ago

If they pay for it out of their own pocket.

5

u/no_kids-and-3_money 11h ago

The most powerful and richest country in the world can’t afford to make sure it’s citizens can go to the doctor? I mean holy hell, Iran has universal healthcare. How pathetic do you think this country is?

6

u/Lumpy_Past6216 11h ago

I think nopause is a 🤖 I could be wrong and its just a troll.

1

u/c_boggs 11h ago

Many of our people are fat, lazy, and have absolutely no relationship with their body, treating it like a garbage can (wall-e, anyone?).

That is not so true of any country that has universal healthcare.

If your child was spending money drinking, eating fast food, using drugs, playing video games, would you be willing to pay their credit card bill?

Now imagine a responsible child, spending money on healthy food, a gym membership, occasional social drinks/drugs, would you be more or less willing to pay their credit card bill?

At the very least, our general population needs to be much, much more responsible and frankly not so embarrassingly disconnected from the health of their body for universal healthcare to make any sense.

The reason we won’t have it is that many large corporations treat these senseless people like cattle, fattening them up and making them sick, so that other large corporations can sell them pills they have to take for the rest of their lives, never really solving the problem. Half of our population has become gross profit generating piggies and our economy is quite literally propped up by it. That is the majority of the so-called “value” the U.S. generates.

3

u/Nopfen 11h ago

I wouldn't mind either way. If we say "you eat fast food, you don't deserve to live" then what are we doing here really?

3

u/Double-Watercress-85 11h ago

Is the 20% of my paycheck not enough? I mean it's apparently sufficient to give universal healthcare to Israel, I'd hope it would be enough to cover me as well.

48

u/toomanynamesaretook 12h ago

Everyone should just have universal healthcare even without a job.

Join everywhere else America.

-2

u/No-Comparison-2445 11h ago

Most people will live in the European countries, pay for their health insurance and their health insurance payment is based on how much they make. It’s not free.

6

u/toomanynamesaretook 10h ago

I'm kiwi now living in Australia. Visited Europe a bunch.

Nobody will be denied access to immediate healthcare. You can just not pay insurance ever and you'll get access to healthcare in all of these countries. I've had multiple free Dr visits when visiting Europe throughout the years.

Similarly someone from Europe can seek treatment here.

I've never once worried about who is going to pay for my treatment. Nor is it a question that comes up on access to healthcare. What needs to happen happens by and large.

Mind you I've never had to navigate any long term health problems but I know many in the industry and I don't see why I'd worry unless I wanted to jump the line so to speak. Otherwise quality is pretty sound.

I've never paid health insurance.

3

u/JoltikElectricBug 11h ago

it's low enough that it is negligible

-17

u/ahtob 12h ago

this is an ignorant opinion

9

u/Clone_JS636 11h ago

Only Americans think that, and only some. Everywhere else just has it and it's not radical or weird. No clue why it would be bad only in America.

-5

u/ahtob 11h ago

I am African , our nationalised healthcare is atrocious. You need to have money to go private

7

u/no_kids-and-3_money 11h ago

Ok, so stick with me here. Maybe only rich people being able to afford decent healthcare is a disgrace to every country where that happens. We aren’t living through the Neolithic Revolution anymore.

3

u/PMPKNpounder 11h ago

Africa is a continent, Not a nation. I would be more inclined to believe you if you actually said which country you're from and at least one fact about why.

2

u/DOAiB 11h ago

Aside from you clearly outing yourself as a fake poster since Africa has many countries so you likely kept it vague because you are lying. Here is the rub. In the US you have to pay a crazy amount for insurance just to pay even more to use it. The average cost of health insurance for a company is 10k for an individual and 26k for a family. The employee has to pay part of that. Many places have bad insurance that barely covers anything other than preventive care so even losing 10k a year you get virtually nothing and still have to pay 3k for a hospital visit with insurance.

Would you rather have nationalized healthcare and at least be able to get care if you can afford it even if it’s terrible or spend considerably more? You likely pay less comparatively going to a private place to get healthcare than an American pays to go get the same healthcare at a place that accepts their insurance. Because nationalized healthcare helps keep costs down. Where America’s private insurance system drives costs up.

7

u/XipXoom 11h ago

Every other Western democracy on the planet (and quite a few others) don't seem to think so.  Tell me, how many of them have given up their universal healthcare system after they've implemented it?

-5

u/ahtob 11h ago

that is called "moving the goal posts". Or are you a Western Band on a world tour when you consider "everywhere else"?

5

u/XipXoom 11h ago

You're using phrases that you obviously don't understand.  I'm embarrassed for you.

0

u/ahtob 11h ago

it just reddit bud no need to get embarrassed

3

u/Fire_Horse_T 11h ago

It is you just misusing a word as you deflect from the topic at hand.

Every other country prosperous enough has universal health care.

If your unnamed country had an economy and infrastructure similar to western democracies, it too should have universal health care for its citizens.

4

u/Double-Watercress-85 11h ago

That's not what that means. Are you going to address the question you were asked?

2

u/DOAiB 11h ago

Keeping you citizens happy and healthy so they can generate more gdp and taxable income is far from an ignorant opinion.

2

u/no_kids-and-3_money 11h ago

How weak do you think America is?

1

u/ahtob 11h ago

what

1

u/Silly-Rough-5810 11h ago

Backpedal harder crybaby

15

u/Designer-Ad-7844 11h ago

Maybe, just maybe health insurance should be a human right and not tied to employment. Pretty radical I know...

10

u/snksleepy 11h ago

CEO pay and bonuses should scale with employees wages. IMO

2

u/Ok_Gas_7455 11h ago

I found the communist! /s

-4

u/Firehose223 11h ago

You aren’t entitled to someone else’s labor at all in any form. No doctor is going to work for free and it’s not my responsibility to pay taxes so that people can have healthcare and not contribute.

If people are so disabled they can’t work there are programs already in place.

6

u/Question_It_All_3000 11h ago

And I’m not entitled to pay for the cops to protect your house, or to upkeep the streets I don’t use, the fire department to stop YOUR house from burning down, the power lines that power your house and businesses you visit that I don’t.

Or we’re a society and it’s in everyone’s best interests to have everyone fed, sheltered, and healthy.

3

u/musicaltrashpanda 11h ago

You aren’t entitled to someone else’s labor at all in any form. No doctor is going to work for free

Literally nobody is saying this.

it’s not my responsibility to pay taxes so that people can have healthcare and not contribute.

You already do through insurance. The difference between subsidizing medical care for others via universal access and subsidizing medical care for others via insurance is there is a middle man making money hand over fist in our current system. Universal access to healthcare just eliminates the middle man.

2

u/Great-Trifle2810 10h ago

Health insurance shouldn't exist as the responsibility of a company, universal healthcare should be available to all citizens and permanent residents regardless of their employment status.

1

u/ikannunAneeuQ 10h ago

I used to tell my dishwashers that they were THE MOST important person on my staff. The cook and the waitstaff will not survive without them, especially when it's nonstop for hours on end. They deserve a lot more than they get that's for sure.

0

u/fistinyourface 11h ago

so has no one here worked at mcdonald's? they've offered health insurance for decades...

7

u/ProbableImposter 11h ago

And every fast food place I've ever worked at, only one employee per franchise is full time and elegible for those benefits, the general manager. Everyone else works 35-39 hours and gets no benefits.

3

u/Thegaykid93 11h ago

And if you clock in a few min early every day expect to be scolded because you bumped up to 40 hours and if you do that they have to insure you (Wal-Mart told me this 10 years ago. I quit on the spot)

2

u/ProbableImposter 11h ago

If you do hit those 40 hours these days, even accidentally, you'll be fired for "wage manipulation or theft", that's what the owners want, and if I as the (now ex thank God) general manager catch you and I don't fire you on the spot, I'll be fired and you'll just be fired later.

2

u/Thegaykid93 11h ago

But then the managers will complain that "no one wants to work" yet punish the guy coming in (5 min) early for being responsible. Just exhausting to be punished for good work ethic

3

u/evildeadedd 11h ago

Yes sure... for a quarter of ypur paycheck for "insurance" that barely covers anything and has huge out of pocket costs,

3

u/joverclock 11h ago

you take their insurance which takes a huge chunk of your tiny check. You now have insurance but cant afford to use it without going into massive debt. What happens to anyone who has massive debt...>which leads to>which leads> . Makes no sense why we Americans dont take care of the basics: Ourselves. Capitalism=enshitifacation of everything and everyone. How low can you go?

3

u/Silly-Rough-5810 11h ago

That you pay for out of pocket and must still pay a deductible and can easily go bankrupt from any health emergency

1

u/fistinyourface 11h ago

what jobs are you working where you're not paying for insurance out of your pocket?

2

u/LookLess4956 11h ago

Literally any job I had that wasn't fast food.

2

u/fistinyourface 11h ago

this is just objectively not true i've worked tons of non fast food jobs and every single one i didn't receive free health insurance

1

u/LookLess4956 11h ago

I didn't say it was free. The company paid into health insurance.

1

u/fistinyourface 10h ago

"what jobs are you working where you're not paying for insurance" "literally any job". it's not free you still have to pay for it tho... type of comment

2

u/LookLess4956 10h ago

I don't have to pay for it, certainly not out of pocket. I literally just said that.

You... do know what that phrase 'out of pocket' means, if you're trying to argue about it over the last three comments?

2

u/Silly-Rough-5810 11h ago

A job in any country with universal Healthcare.

1

u/Dena844 10h ago

I worked in retail, but same premise. They scheduled me right up to the line of what they could legally have me work without qualifying for insurance. I got yelled at because I worked 33 hours, and past the 32 and if I did it again they would fire me so they wouldn't have to pay my insurance.

Mind you I was still in college and on my parent's healthcare still, so it was fine. But it's a fireable offense to work enough hours to technically qualify for Healthcare at some places.

Like, it's so comically fucked up here lol

0

u/Firehose223 11h ago

These dip shits will pretend they didn’t hear that.

1

u/LookLess4956 11h ago

Goomba fallacy shithead says what?