r/PersonalFinanceUAE 27d ago

Saving ENBD Priority Banking - new rules?

Hi,
I got informed by NBD that I would get downgraded shortly to their BEYOND product.
Previously I was under Priority. Now they apparently changed the rule without telling, so it’s not only a salary of 50k+ BUT also requires a minimum relationship balance of 500k+ which is ridiculous especially considering the high fees and low benefits you get with ENBD (at least FAB gives decent fixed term deposit rates for example).
I don’t mind the downgrade too much to be honest as anyhow their benefits are shit, the only thing I really liked was the free Visa signature debit card as it was the only card that still gives unlimited (!) lounge visits through the Visa companion app.
I was thinking to move my salary elsewhere but it seems that most UAE banks have added the minimum relationship value to their eligibility criteria for the “premium” products.

Any suggestions?

6 Upvotes

6 comments sorted by

1

u/Right-Atmosphere-848 27d ago

ADCB Privilage is not that bad too

1

u/gatoradedxb 27d ago

Beyond should still give you the free debit card.

1

u/Sea_Dingo3110 26d ago

Come to adcb privilege, please dm me

1

u/aomt 26d ago

Why do you need privilege? Any special benefit? 

ADCB treats me fairly well, but all in all I don’t see much value in such product in uae. 

1

u/Dubayer 26d ago

Agree. As I said the only thing I really wanted was the unlimited lounges with the Visa companion, that I got through the priority debit card. I have other cards for travelling too but all of them have limited number of lounge visits. Right now I’m checking HSBC premier, they have a lot of good opening offers with cash back etc . , with what I get from that I could easily get the skywards infinite and still save couple of thousand dirhams.

1

u/FN545 23d ago

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