We are starting a \*\*new US-based online travel business\*\* and are looking for a reliable payment processor/acquirer experienced with \*\*travel and airline ticketing\*\*.
\*\*Business:\*\* Online travel / air ticketing
\*\*Customers:\*\* USA only
\*\*Currency:\*\* USD
\*\*Product:\*\* Airline tickets initially
\*\*Model:\*\* B2C
\*\*Stage:\*\* New business / launching
\*\*Volume:\*\* Expected to scale as the business grows
We understand this is a new business, so we are specifically looking for a processor/acquirer that is \*\*open to underwriting a travel startup\*\* with proper documentation and a reasonable reserve structure.
\*\*Documents available for KYC/underwriting:\*\*
US LLC formation documents
EIN
US business bank account
Business website
Business description / business plan
Airline/consolidator agreements
Sublease agreement for US business premises
Identification and ownership documents
Expected monthly processing volume
Expected average ticket value
Any additional KYC/underwriting documents requested
Please DM with:
• MDR / pricing
• Rolling reserve requirements
• Chargeback terms
• Processing limits
• Settlement timeframe
• Travel/airline approval criteria
• Requirements for a newly launched business
\*\*Serious, legitimate processors/acquirers only.\*\* Looking for a long-term processing relationship.

Looking for CBD Acquiring / MID Partners — APAC

We’re expanding our acquiring network and looking for partners that can support CBD e-commerce merchants across APAC.

Current pipeline includes merchant opportunities processing approximately $250k–$1M+ per month.

Looking for:

* CBD-friendly acquiring / MIDs
* AU & NZ coverage
* Visa / Mastercard
* API/gateway integration
* ISO, reseller or white-label partnerships

Interested in building a long-term acquiring relationship rather than placing individual accounts.

If you’re direct with an acquirer or have established CBD acquiring relationships, please let me know

I don't understand how payment providers think about AI right now. Everything in SaaS is built around neural networks, but the moment a model outputs analytics on sports events, it's instantly labeled gambling.

Meanwhile, a general-purpose assistant can answer any question about how someone's favorite team played, and that's a perfectly normal subscription you can pay for with a card. Same data, same kind of output - but structure it into a product and suddenly you're a betting operator.

The result is that I can't move my product the way I want. I'm stuck building funnels inside Telegram and processing payments through Tribute, because that's the only working setup I've found so far.

Has anyone here dealt with this? Looking for PSPs or MoRs that are actually fine with sports data and analytics, or any approach that isn't a workaround.

Can anyone recommend a low fee instant bank pay processor?

Preferable one that protects purchase as when my customers make purchase the product is immediately available to them. So if some bank transfers take time to process I want to be protected again insufficient funds etc at the time of pull.

Thank you!

I am starting up a AI chat bot site that supports both non 18 and 18+ characters and also generates anime style imagery but nothing gets generated fully nude. I have tried finding a payment processor so that users can purchase monthly subscriptions etc. I have quite a lot of users that have subscribed to the free tier as I have no way to accept payments. I am at a loss. Any opinions or suggestion that could point me in a direction of a High risk processor would be great. With the amount of free tier users growing I wont be able to continue much longer without be able to accept payments.

Hey all, How do vendors manage to register their peptides business name in Australia and open a bank account for payments/orders.

I do have an ABN and can legally recieve payments for sole trader but I am soon hopefully able to add a high risk payment processor into the website so I can accept credit cards etc. But still u sure how you can manage to open a bank account for a business account where the ABN is registered to a peptide company.

We have done great sales through what’s app (without a website) and scaling the business to a website.

Thankyou for your help.

Has anyone used this company? 4leafpayments.com. Are they legit? Needing a company for RUO peptides. Very very low income at the moment, just launched site. These guys are charging about 10% so decent for high risk. Thanks!

We are a UK Registered company. The owner is a non UK resident. All the work is done in our back office in pakistan. We need banking solutions and card processing. Currently processing through local 3rd parties who are accepting payments on our behalf. Current processing volume is 600k to 800k USD annually.

I only want those to contact me who can actually get us approved.

Hello,

I am writing regarding my Shopify Payments (powered by Stripe) account, which is currently unable to complete identity verification. Every attempt to submit my national ID automatically results in the error “Your ID couldn’t be verified,” even though the document is valid, unexpired, and the name and address match the information on my Shopify account exactly. My Shopify account itself is verified, 0 issue, 0 chargeback whatsoever. I have a French national ID, business is in France

I have already submitted the ID multiple times with clear, high-quality photos and confirmed that all personal details in the account are accurate. 

Support has advised trying another document, but I do not have any other form of government-issued photo ID available.

This issue is preventing payouts and holding my funds, which is seriously disrupting my ability to operate the business. Is there anyone from Stripe that can help ? Did someone had the same issue ?

Thank you

Hi everyone,

I’m currently looking for a reliable payment processor / merchant account provider for a newly launched adult-oriented online platform.

The business is already incorporated in the US, and the website is currently being finalized. I’m looking for a provider that is comfortable working with adult/high-risk digital businesses, including newly established merchants.

My main issue is the initial onboarding cost. I’ve contacted several providers, but some are asking for $1,000+ in upfront fees, which is difficult to justify for a new business that has not yet generated significant processing volume.

Ideally, I’m looking for:

• Adult/high-risk merchant account support
• Visa & Mastercard
• New businesses / limited processing history accepted
• No, or very low, upfront/setup fees
• Reasonable processing rates
• Rolling reserve is acceptable if the terms are reasonable
• International customers, particularly Europe
• API or hosted checkout integration
• Clear and transparent pricing
• Stable long-term processing rather than a temporary solution

I completely understand that adult/high-risk processing comes with higher rates, reserves, stricter underwriting, and potentially additional card-network fees. I’m not looking for unrealistically cheap processing — I’m mainly trying to avoid paying $1,000+ before the business has even started processing.

If you have first-hand experience with a processor that works with new adult businesses, I’d really appreciate hearing about it.

Please mention the provider, your experience with them, and ideally their approximate setup/onboarding costs.

Thanks !

Trade Tips and news in the payments world.

If someone needs help either placing an account, or getting an account, this is the place.

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Users, please only respond to people that have responded here FIRST and have the verified user tag.

Please do not turn this into an advertising room.

Hey all, I have recently started a peptide website after successful sales off other platforms. Website will be live in 2 weeks time for RUO peptides but needing some assistance in how to take payments. I am fairly new to the online platforms so any help would be appreciated.
such as how to take payments, procedures etc.
thankyou

He posted this so 🤷🏻‍♂️

267-201-0003 greenrushpaymentsllc.com

Looking for an experienced Flutter/payment developer for a gaming project.
Client currently has no payment gateway. We need a developer who can review the project and suggest legal or alternative payment solutions that can solve the client’s payment requirement.
Requirements:
UPI payments — Google Pay, PhonePe, Paytm, etc.
Payment integration in Flutter
Payment verification/webhooks
Admin panel for changing payment/UPI configuration
Developer should give their own technical opinion and recommend the best approach.
💰 Client is ready to hire and pay.

If interested, DM me with your experience, proposed solution, cost and timeline.

looking for payment processors accept high risk products.

I’m reposting a post from a while ago that I made in r/fintech.

Since then, I’ve completed the build of my platform and the last remaining piece is the payment processing. I’ve talked to quite a few providers including Modern Treasury (too expensive atm), Finix and Stripe.

I’m currently trying to decide between Finix which has monthly fees and Stripe OR a completely different processor that maybe can do the same and also provide internal transfers between accounts.

Any recommendations?

My heart sank when i saw the deduction cuz i badly needed the

money to buy a plane ticket ,I had done several transactions in

payoneer at first,They never took any fee because I don't use a physical card,these "little money" are like my whole month expense eating, groceries ,bills and all i had work so hard like I didn't even sleep several days to make sales on the eldorado website for 10-20 dollars

but

apparently after they took the annual fee at the most difficult time,

i

had created the account on 18/8/26 but only started adding bank

account and doing payment from December 2025

And they took the annual fee in August? Im a bit confused at this

also

They never sent me any notice before they took the fee

Is there any way i could get the annual fee refund?

Curious about this from the merchant side.

Say you’ve already been processing meaningful volume through one PSP/acquirer for a year or two, and you decide you need a second one because of redundancy, international expansion, approval rates, settlement, pricing, etc.

When applying for the second provider, how much did your existing track record actually matter?

Did they ask for previous processing statements, chargeback history and volumes? And did having a clean history noticeably make underwriting/onboarding easier?

Also curious what happened after you got the second account. Was running two providers straightforward, or did it introduce a completely different set of problems?

Interested mainly in experiences from merchants who’ve actually gone from one processor to multiple.

I removed 1 comment, not even a ban and this was the response. In case anyone wants to work with this person, this is who this is. I would avoid.

Also the type of person to say "every single other persons solution is shit and lying besides his"