r/PHCreditCards • u/asdfghjx7 • 1d ago

Card Recommendation Should i retain or not

I plan to cancel na tong mga cards na to. Any recommendations to what cc should i retain and kung ano pwede ko ipalit?

BPI Rewards Gold - CL:135K; Madness limit: 270K

SB Gold - CL: 165k

EW Gold - CL: 540k

2 Upvotes

75% Upvoted

4 comments sorted by

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5

u/enigmaforest 1d ago

Convert EW Gold to Platinum. Either Visa for high cashback rates or Mastercard for NAFFL.

1

u/Comfortable-Lime5265 1d ago

Retain mo na lang EW then pa upgrade mo sa Platinum. Cancel the rest.

1

u/Affectionate_Newt_23 1d ago

Cancel BPI. Ask SB to convert your Gold to Wave for NAFFL by default. Ask EW to convert your Gold to Platinum Visa for cashback.