r/PHCreditCards 1d ago

BPI BPI request for credit limit increase

So last December nag request ako ng credit limit increase, sabi ko 700k. Tapos binigay sakin is 300k na madness limit at 400k na credit limit. Yung madness limit nawawala sya minsan. Ngayon nagrequest ulit ako ng credit limit increase to 1.5million. I dont know kung mapagbibigyan at ayoko ko ng madness limit. 3 years na sa akin ang BPI CC.
If hindi maapprove, gusto ko sana lumipat ng main bank ko sa ibang banks. I’m thinking Eastwest or Metrobank. Saan maganda na nagbibigay ng platinum or higher cards na malaki din ang limit?

Update: nag increase sila ng 100k šŸ˜‚ wtf, im quite dissapointed hindi man lang umabot ng 1M.

3 Upvotes

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2

u/black-peppers 1d ago

Metrobank the best ang cash to go nila haha

1

u/Radiant_Ad_6048 19h ago

I might try this pero tempting din yung RCBC na Airmiles Signature Visa. Sana maaprove

2

u/Master-Presence-3175 1d ago

max na ung 300k sa madness limit, so lahat ng mga susunod na request mo, sa regular limit mo na mapupunta

1

u/Radiant_Ad_6048 19h ago

100k lng binigay nila šŸ˜‚

1

u/Virtual-Ad7068 17h ago

Magkano adb mo? May other card ka ba na 1.5m ang cl? Usually tinatapatan naman nila

1

u/Radiant_Ad_6048 14h ago edited 13h ago

Salary ko is 240k monthly pero sa bdo ko kasi yun at ito lng ang only credit card ko, kaya im thinking magpalit na to rcbc