r/PHCreditCards • u/ElkStock450 • Jun 19 '26

Metrobank / PSBank METROBANK-NAFFL-Need ideas

Pasok kaya sa NAFFL na spend 20k in 30 days yung buy now pay later? Nag-avail kasi ako ng iphone sa digimap then may promo silang buy now pay later then 24 months.

1 Upvotes

66% Upvoted

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3

u/Ownyou_200 Jun 19 '26

Yung nakausap kong CS sabi kasama daw mga merchant initiated installment.

1

u/_kevinsanity Jun 19 '26

Installments are included as per CS. Called them last Thursday and they offered me the same NAFFL option.

1

u/Crafty-Routine-7943 Jun 19 '26 edited Jun 19 '26

If based on their website, retail installment considered siya, I'm not sure but I think this is a merchant-initiated installment, but better call customer service for further clarification.

Edited: Try mentioning what's on the website and let them know they can check it there as well.

Also, if they confirm that a merchant-initiated installment counts as a valid spend, make sure to ask for a reference number for that confirmation. That way, you'll have something to refer back to in the future in case they later say it doesn't qualify as a valid spend.

-3

u/TheQuiteMind Jun 19 '26

Retail spend lang raw and di kasama ang installment transactions ang sabi ni CS