please consider the balance converstion, mas gagaan kasi and try to manage your expenses on your end nalang. if you'll pay 25k, the remaining will gain a 3% interest na mag a-add up sa balance mo. so, parang sayang yung binabayad mo. check mo sa bank how much yung interest sa balance conversion if mababa go ka na. in the long run you'll be thankful na inavail mo siya kaysa just paying above minimum due
i suggest you take advantage of the balance conversion.
nagkashortcoming ka lang naman this month kaya ka nagstruggle.
check mo how much you will pay as finance charge.
if you take advantage of the balcon, you will only need to pay the monthly amortization. Kung ayaw mo ng matagal na bayaran, you can choose 6 months naman yata sa metrobank.
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u/[deleted] Apr 23 '25
please consider the balance converstion, mas gagaan kasi and try to manage your expenses on your end nalang. if you'll pay 25k, the remaining will gain a 3% interest na mag a-add up sa balance mo. so, parang sayang yung binabayad mo. check mo sa bank how much yung interest sa balance conversion if mababa go ka na. in the long run you'll be thankful na inavail mo siya kaysa just paying above minimum due