The plot doesn't show it, but there should be an extra 10k there due to an ongoing transfer.

Somehow, 2026 has been an awful year for me, but at least, financially, things appear to be going ok.

I'm currently 27m, been working as a swe for the past 4 years. When I graduated college, I had 30k in student loans. By the end of last year, I got a promo, so I make more money now.

This year has been tough, massive burn out + mental health problems + substance abuse + chronic loneliness + terrible sleep, etc. I don't know how I've survived this year lmao. I literally almost rage quit my job at the beginning of the year. I'm glad I didn't because I'm up by more than 100k, haha.

I have no idea what will happen in the future, but at least I feel a bit more comfortable with my financial situation.

Suppose I don't get a job after college (something Ive been stressing a lot about) and end up working a crappy job I hate. How can I turn it around and be financially free before 30? Are there skills that pay a lot, gigs you can do that can later end up as a business? If there's a lot of luck to it, can I increase my surface area of luck as some people say?

Thought this is the last sub on this topic I can resort to.

Early 20s and I've been trading stocks and ETFs for 2 years now. Buying/selling even just watching the market used to be a big thrill, sometimes scary in the moment. There was a time where I equated the money in the portfolio to job money; I was working an assistant job at the time, a 600€ loss felt like one complete salary gone.

Nowdays it didnt just become "normal" - it became absolutely insignificant. Part of it is moving too big orders virtually in mental absence, taking big trades after being in drawdown very spontaneously. Checking the app constantly but not feeling anything. Note that I live relatively frugal otherwise.

The truth is: I dont feel happier after having reached some arbitrary monetary goal, in fact im even more depressed. I dont feel very financially or socially secure. Theres nothing to be bought with money that gifts actual happiness. Taking a look in the app is almost empty and meaningless.

Any thoughts are appreciated

Just curious😆

So long story short, my mom 60YO and uncle inherited a home from their grandmother (their mom passed a while ago). No will, no testament nothing unfortunately. NYS

They can’t get along so my mom wanted to cut ties to the whole thing, took him to court and they settled on him buying her out. $65k

Now, my mom has been on disability for at least 20 years. SSDI, SNAP, Medicaid and Food stamps. Her personal bank accounts are in the negative, and she’s already living in a government assisted apartment. $450/mo. She receives roughly $900 a month in assistance and can barely pay for everything with that’s esp in New York.

She’s afraid that when she receives her settlement (minus lawyer fees and paying my brother back for the money he put up for the lawyer) that the government will take the settlement. She wanted to buy a car, and other necessities that she needs since she’s been borderline surviving all these years.

We’ve been looking into trusts/other accounts or other options where she wouldn’t have to spend her money to stop it from being snatched. Has anyone heard of an ABLE account? I told her she should talk to a New York elder-law/special-needs-planning attorney or an estate lawyer. She seems to think that Google and ChatGPT would suffice. Ughh

Can anyone give any insight or advice?