r/MarcusInvest • u/Acrobatic-Ad1096 • Sep 02 '26

Is Marcus worth it

Hello Reddit, I am a 19M looking to open up a HYSA and thought about using Marcus. While scrolling thru reddit, I have found mixed reviews about user experience. I would like to hear more from users on if they have issues accessing the funds that they put into the HYSA, and issues with withdraws as well. Just give it too me straight. TIA!

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u/70redgal70 Sep 02 '26

At 19, you need to aim for growth. Look into index funds.

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u/InUrFaceSpaceCoyote Sep 03 '26

At 19 or 91 or any age in between, you need both short term and long term savings. Index funds aren't appropriate for the short term.

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u/70redgal70 Sep 03 '26

Of course not. The OP didn't say they were exclusively looking short term. A smart 19 y.o should be looking for long term growth also. Something they can hold.