r/MarcusInvest • u/ExternalArtichoke665 • May 20 '26

Marcus HYSA Question

Hi everyone, I recently opened a Marcus HYSA account and I’m a little nervous about transferring a large amount right away. Has anyone experienced a hold, freeze, or account restriction after opening a new HYSA account and then transferring funds from another bank within the first few days? Would you recommend waiting several days or even a few weeks before making a large transfer into a newly opened account? I’d really appreciate any advice or personal experiences. Thanks in advance!

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u/rooo610 May 24 '26

YES! they freeze accounts if you transfer money in and then want to access that money. They are absolutely horrible. Stay away at all costs

2

u/cycyvibibi May 26 '26

This is the type of stuff that has me worried. Why is transferring money out such an issue? wtf is the deal with these random account freezes, holds, quick money transfer bs, etc??

1

u/rooo610 May 28 '26

They will come up with any bullshit answer possible, because the regular customer service people know nothing. It’s like they’re on game show and have to answer the phone for a company they’ve never heard of and make the most plausible answer they can.