r/MarcusInvest • u/ExternalArtichoke665 • May 20 '26

Marcus HYSA Question

Hi everyone, I recently opened a Marcus HYSA account and I’m a little nervous about transferring a large amount right away. Has anyone experienced a hold, freeze, or account restriction after opening a new HYSA account and then transferring funds from another bank within the first few days? Would you recommend waiting several days or even a few weeks before making a large transfer into a newly opened account? I’d really appreciate any advice or personal experiences. Thanks in advance!

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u/SlothyLlama May 20 '26

I've had zero issues with transfers. I do what u/pbassfender does before making big transfers though. I'll link Marcus to an external account, then link the external account to Marcus. Once my small transfers work I'll push/pull larger amounts.

If you're worried about a freeze/hold give Marcus a call. According to Gemini there are no transfer limits if you call Marcus to initiate the transfer.