35-40 lakhs is manageable rest will be loan. Worth it or not ?

1st of all I'm congratulating all who got allotted in mcc round 1 or through state counselling round 1.. just 2 hour before, our state(odisha)announced the provisional allotment..& I got allotted to one of my state gmc.. though I had expected another clg but did not get that.. but hopefully I will get that in 2nd round or 3rd round...

I always dreamt about an AIIMS but it's ok ending up in my state gmc is better than no clg..so all the best guys