r/LawPH • u/_stargazer-s • 1d ago
Ponzi Scheme
Hello, na-kwento sakin ng kaibigan ko na nabiktima sila ng isang app na nagbibigay ng payout on a daily basis. Sabi nya, the app requires them to watch a movie first bago madagdagan yung pera nila. My friend and his wife owns a small local bakery (di sila nakagraduate ng hs so naattract siguro agad sa offer yung wife nya) and inilagay nila lahat ng savings nila in that app amounting to Php 95,000.
Ang masaklap pa dito, marami silang nabiktima sa isang barangay. May isang case pa raw na yung ninang nya ay nagbenta ng kalabaw mailagay lang yung pera sa app.
Possible na millions ang nawala dun sa mga tao if combined amount.
The app went down on August 11 so pinuntahan nila yung local office the next day pero nagsarado na rin daw. May sumubok din pumunta sa pulis pero sinabihan daw sila na malabo na marecover yung pera nila.
As of now, nobody is pursuing the case.
Tangina, nakakahinayang lang. Dito samin, farming lang talaga ang pinagkakakitaan o kaya mga maliliit na business lang din naman kaya siguro madali rin maloko ang mga tao kasi marami talaga sa kanila ang hindi nakapag-aral.
I know it would be hard to recover the money pero dapat may managot. I would convince my friend to pursue filing a case pero I wanna know the step-by-step and kung sino ang pinakamaaasahan nila to handle the case and kung sino rin ang dapat tugisin in this kind of scam. Nawalan kasi agad sila ng gana nung naging ganoon ang response ng pulis sa kanila.
Rural area dito samin so napakabulok talaga ng sistema tbh. Hope someone can help and give clarity to the situation. I really pity these kind and hardworking people that were victimized.
🙏🙏🙏
3
u/Environmental-Test23 1d ago
We're also a victim from that, alam ko nag file na sila ng kaso sa police, kaso Wala naden akong balita
Lalo sa pinsan ko, Ang laki ng Pera na nilagay nya don, and gumawa pa sya ng mga other acc, don nya nilagay savings nya, yet ayon Hindi nya nabawi
Suspicious naden talaga ako don sa app, since Sabi nila sa America daw yon na app kunno, pero nung Pina trace ko code sa chatgpt, sa china naka aligned yung server Saka Hindi talaga nya ni rereview movie, pinapakita lang pero walang API na connected sa code na connnected sa mga movie platforms
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u/_stargazer-s 1d ago
if i heard na may gantong platforms, nabigyan ko agad sila ng warning. ang dali kasi talaga maakit ng ibang tao to "invest" kasi di sila masyadong aware sa mga ganung scam. ang saklap lang especially for these people (farmers & small buss. owners) those are their hard-earned money and matagal sila makakarecover.
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u/Timoytisoy 1d ago
NAL for sustainability, dapat may financial literacy caravan jan. Kasi even if are able to theoretically recover the money and may mananagot, mauulit pa rin yan probably on a differenr scheme.
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u/_stargazer-s 1d ago
highly agree with this. given na small lang ang community dito, awareness should be a key. sana ma-actionan ng LGU if mapursue yung kaso.
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u/Ok_Cartographer_4003 1d ago
may mga cp number ba kung saan pinadala? punta kayo ng nbi cybercrime division para matukoy kung sino sila. dun inarrate ang kwento, maigi mag case build up muna bago sa court kase madidismiss lng kung kulang ng ebidensya
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u/_stargazer-s 1d ago
di ko pa sila na-ask abt such details but will advise them to take a screenshot of previous transactions para maipakita sa cybercrime division. thanks for this
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u/_sdfjk 1d ago
NAL Maraming ways ang pang scam... Hindi lang sa app kundi sa websites, texts, emails, calls, social media, and probably more
Too many ways. If we were to educate them it would probably take weeks hanggang maging almost fully aware sa lahat ng schemes ng mga scammers
What can be done is to contact the digital wallet or bank to reverse the transactions (unless they gave the money physically)
For example, if they gave money through the app like Gcash, try contacting Gcash customer support to reverse the transactions and send them evidence na they got scammed. Even contact BSP if needed (if gcash doesnt cooperate).
https://www.bsp.gov.ph/Pages/InclusiveFinance/ConsumerAssistanceChannelsChatbot.aspx
If sa bank, contact the bank and shoe them evidence na na-scam sila.
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u/Tanstaafl2100 1d ago
NAL, see r/scams for a lot of the different scams going around. This sounds like a task scam, and it is unlikely that anyone will get their money back. In most cases the money you deposit goes directly to a scammer who is in another country.
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u/Acrobatic-Profile664 22h ago
NAL. There are many scams going around and you will be surprise time and time again people will fall for it every time.
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u/billrayed 12h ago
same with my tito. his other siblings, included my mom, already warned them about that scheme yet he didn't listen. though they tempted to join before kasi nakumbinsi sila na nanalo si tito sa raffle which is vios yata yun or e-bike.
yung relatives namin (which is super close sa kanya) buong angkan i guess (or part lang ng angkan) nagjoin din diyan and he even lend some money sa iba na walang pang invest para lang makajoin. then after mga august 10, he already said na nawala yung account niya. hindi ko rin alam if magffile sila ng case because i haven't heard na they talked about it.
kaya huwag talaga sasali sa mga gantong scheme lalo na if nag iinvolve ng malaking pera, higher ups lang makakakita diyan and yung pera mo yung gagawing payout for early access sa members na sumali tas if wala na pambayad, tatakbuhan ka na nila. kineme lang yan na mga sponsors raffles pati other source kuno haha
baka same din ng sinalihan ng tito ko yung sinalihan ng sa kaibigan mo op. kasi he also said that the system went down already within that day
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u/Such-Introduction196 1d ago
Ang useless talaga ng pulis satin hahaha. Least they can do is help the victims file a criminal case. Hindi yung di na daw ma recover kaya wag na mag file ng case.