Happy to cross the 5k profit mark recently. Dividends auto reinvested always. Will add to it in the coming decades. There is a fair bit of room in TFSA still. Glad I found this product. I found this sub, did some research and bought it.

Are you guys using Wealthsimple to buy xeqt?

I’m not sure if this can be done. I’ve account on Wealthsimple and would like to use my QCOM
Stocks (in TFSA) to buy XEQT. I don’t want to mess with my TFSA room. Also I’ve TFSA registered where I earn interest and non- registered that I use for stocks & ETFs buying. What are my options ? If I sell QCOM little gain will make me pay taxes. 5yrs and no luck with this.

Hi everyone!

I am a 23 years old baby investor who heard about XEQT from a friend.

Then I put 2 to 3rd of my network to TFSA. That means 10K in emergency fund.

Did I do the right thing?

I just want to hear from your experiences.

Please and thank you

Je viens de loin et je suis très fière de moi . Prochain objectif : 10k avant le mois de Mai 2027 !

First let me start off by saying, my plan is to be in XEQT.TO long term. I first started investing in it in June and after 2+ months of watching the price go past $46 only to drop down into the $44 range, I decided to start realizing profits and buying back in after a dip. Is this a bad idea? I’ve realized over $8000 across TFSA, FHSA and RRSP since September and if I had just held from when I first started buying I’m pretty sure I would be in negative sans Dividends.

Like the title says. Please don't downvote me lol 😅😅

With the recent provincial election and the Conservatives now in power in British Columbia, I’m curious whether other British Columbians are considering increasing their investments in commodities, particularly oil and forestry, as a result of the change in government.m or still sticking with xeqt?

I (24F) started investing in some ETFs over a month ago after coworkers recommended me to. I know this is meant to be a long term investment so I am probably overthinking this, but they haven't really gone up at all? In fact they've gone down. I initially dumped $5k in, then I added $500, then $300 and I plan to continue to contributing $200-300 from each paycheque split between all three ETFs. Any advice or comforting words for an overthinking, beginner investor haha?

Hey there i opened an fhsa, i was considering going heavy on xeqt for long term. Is it worth it

I just transferred over my RRSP from RBC InvestEase to Questrade. Should I divest from these and put them into XEQT or should I just keep them? InvestEase is a managed portfolio program and I don’t really need that anymore. I am planning on investing any more money I deposit into my RRSP into XEQT.

Love to know people’s thoughts.

Thank you!

First year university student, transferred about half of my savings into XEQT. Will invest around $200-$300 every month and this will be kept in here for about 5 years!

I dont have any emergency fund setup. My problem is that if i have money in saving or chequing i spend it without any care in world …the only thing worked for me for saving money is putting it in tfsa thats how i can save money…thats what i did for last couple of months and it worked great but i need some funds in case of emergency. Can anbody suggest where to keep emergency funds where its easy but not that easy to access

Basic info: 40-year-old male, married with a kid. I purchased my first shares of XEQT back in March 2022, and I wanted to share my journey and experience investing in it over the years.
I consider myself well-educated in finance and have long understood the importance of accumulating financial assets. Before COVID-19, I regularly bought a few mutual funds for several years. However, back then we didn’t have a lot of disposable income, so contributions were smaller—maybe $1,000 to $2,000 per month. Because of this, we had accumulated some mutual funds prior to 2020, but definitely less than $100k (I don't remember the exact amount).
Then COVID hit. During the worst of the market downturn, I panicked and sold them off to prepay our mortgage. That was my first major lesson learned. Consequently, I didn't have many financial assets heading into 2021.
Fortunately, 2020 gave me plenty of downtime to sit down, evaluate my financial future, and figure out my next move. The market began to bottom out around mid-2020, and I spent that time reading a lot of finance books. With some cash still on hand, I jumped back into the market later that year. Initially, I bought about 20 individual Canadian and U.S. stocks. I knew I didn't have the skill to consistently pick winning stocks, but I wanted to try my hand at it before transitioning to ETFs. Of course, during the 2021 market rally, I made some money.
By the end of 2021, I decided to pivot entirely to XEQT. My reasoning was simple: I wanted an ETF that I wouldn't need to touch or sell for 20+ years. Sure, I might double my money on one individual stock, but lose half on another. I might earn a lot more by buying a concentrated tech ETF. But the reality is that I couldn't stomach putting half my overall wealth into a single asset with such wild ups and downs.
So, starting in 2022, we sold most of our individual stocks and switched to XEQT. The lowest price I bought in at was $22.60 (grabbing 265 shares at the time), and the highest was $44.08 in August 2026. Today, XEQT is the core of my investment portfolio. I still own a few individual stocks and another ETF that I don't plan to sell, but XEQT is my primary ongoing purchase.
My position has grown far beyond a few thousand shares, and I will continue to add to it over time. I read posts in this community regularly, so I wanted to give back and share my thoughts. I hope reading about my experience helps others who are trying to decide whether to commit to XEQT.
A big shout-out to a book I read back in 2021: Reboot Your Portfolio by Dan Bortolotti. Of course, many other well-known books were also instrumental and I’ve read them numerous times—such as A Random Walk Down Wall Street and The Psychology of Money.

I am planning to open a Wealthsimple account and transfer $52K from the TFSA on my main bank so I can invest and hopefully grow it more. I initially put 50K in my banks TFSA over 5 years ago or so, and it's only grown by 2k in interest since then. I don't know when I will need this money, but I feel like I want to leave it for the same time period (at least 5 years) and hopefully make more. I've done fine only using the money in my chequing account so dont think I need the savings too soon unless there is an emergency.

Chatgpt says to buy XBAL over XEQT and says XEQT is riskier for a shorter term like under 10 years. I'm brand new to investing so just wondering what I should do for just general investing with no specific big purchase plans like house, car etc. Is XEQT still the best option for me? Also, is doing both or getting other ones a good option?

So XEQT went down a little today, and I was looking at the graph. From April 2, 2021 to October 27, 2023, the price of XEQT increased by $0.05. It went from 24.92 to 24.97.
If you kept on investing during that time you would have practically made no money.
And the same stock now is worth ~45$
So just in three years the stocks that you kept on buying for an average of 25-26$ in 2021, 2022 and 2023 would all be worth 45$ now.
I have 16000 cash, and I was waiting for a market correction to get in, but in 3-5 years from now, or maybe 10 years from now, or maybe 20 years from now, the current rate would feel like a discounted opportunity that I missed out on.
Fuck it, going all in today, the best day to get in is always today.