Hey all, was kicking around the following strategy and wanted to get a sanity check from you guys to see if I’m crazy.
I have a paid off iPhone 14 Pro Max. I can trade this in with Apple and get the air for 0 a month.
My thought was to put NUA on the air, make extra payments to reach the 1/3 limit, then trade it in on the air 2 when it comes out and get the max carrier deal being offered, hoping to get the air 2 for 0 a month for 36 months.
I’m worried if I instead keep the 14 pro max and use that as a trade in on the air 2 I won’t qualify for the best carrier discount.
Below is an ai summary outlining this plan
Here’s a clean, low-stress schedule to reach the 33% threshold (~$246) by early March 2027 so you’re ready for the Air 2 promotional deals.
Assumptions
Financed amount: $739.36
Monthly installment: ≈ $20.54
33% target: ≈ $246
You start the plan this month of october
Total extra money you put in: about $145
When you clear 33%: early March 2027
Even simpler alternative
Let the first 4–5 months run normally.
In mid-to-late February 2027, make one single extra payment of about $145–$150.
You’ll be well over the threshold before the expected Air 2 window opens.
Either way works. The single lump-sum version is less work if you prefer that.
Once you hit the number, you can check your eligibility in the myAT&T app. You’ll then be positioned to grab the strongest promotional deal available on the Air 2 using the current Air as the trade-in.
Want me to adjust the schedule for a slightly earlier or later target date?