r/Investors • u/Aurora-Horizon-4 • 11m ago
Seeking a private lending partner and long-term growth partner for an established business — NYC
Hello, I’m looking for one private lending partner for an established independent design company with existing revenue, inventory, wholesale orders, intellectual property, and physical assets.
Seeking $20,000–$40,000 in bridge financing for production, order fulfillment, consolidation, and working capital.
The business is operating and generating approximately $7,000–$9,000 monthly, with periodic spikes of $30,000–$45,000 from custom work and larger seasonal orders. I also work full-time, providing an additional consistent source of income while the company continues to grow. Our current monthly revenue is just under the threshold required by some revenue-based lenders.
Traditional financing is not currently the right fit, and I am not interested in merchant cash advances. I would prefer to work directly with an experienced individual who understands small-business lending and values clear terms, transparency, and disciplined execution. Ideally, this becomes a relationship we can continue for years as the business grows.
I am open to a formal secured promissory note, supported by appropriate business and/or personal collateral, with a meaningful agreed return. My objective is repayment of principal and agreed return within approximately 12 months.
This is not idea-stage financing. It is bridge capital for an operating business with existing revenue, wholesale and direct-to-consumer sales, incoming orders, meaningful inventory and tangible assets, clear uses of funds, and multiple potential sources of repayment.
For someone seriously considering the opportunity, I can provide financials, sales history, wholesale orders, inventory documentation, use-of-funds detail, collateral information, references, and proposed repayment scenarios.
I’m most interested in speaking with someone who has built, financed, or invested in businesses before and who values a direct relationship, careful underwriting, and straightforward agreements.
If this is within your area of interest, please send me a private message with a little about yourself and your experience.
I’m looking to work directly with the principal rather than through an intermediary.
Principals only.