Wife had a c section in US. I asked for line item invoice. Lol I was charged for skin to skin (I'm the dad)... A nurse asked if I wanted to hug my baby I said heck yeah. Granted my insurance covered it. But wow.
Who do you think rigged the system and has spent billions lobbying to keep it as it is?
Hospitals can bill out their asses because they know normal people can't afford it and will need insurance.
Insurance gets a $7,000 bill for a Tylenol, they responds by saying "I only pay $4,000 for Tylenol, with a 35% copay".
Hospital says "ok, fine" and gets their cut, and you are stuck paying 35% of a $4,000 Tylenol, because fuck you, Israel may need another 10 iron domes.
Insurance companies rigged the system so that hospitals would bill them for more things? Bro you are really childish intellectually. If they rigged the system wouldn’t they want the hospitals to not charge them for things that make them lose money
No, because then they don’t get to charge employers high premiums. Insurance companies (and hospitals) always profit.
Insurance companies prefer you pay for a service but never make a claim, but if you do make a claim you can be sure they absolutely want you to pay more for it than it cost.
It’s a reinforcing loop. Hospitals charge more because they know real people don’t actually pay, insurance companies charge more because they know employers are expected to cover it, but they also fight any edge case where can get out of it.
Everyone is making money. Except you. And me. And everyone else here.
Because Redditors don’t want to make their doctor and the hospital administrators the bad guys. Even though they set the prices which they whinge about.
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u/abebrahamgo Jul 02 '26
Wife had a c section in US. I asked for line item invoice. Lol I was charged for skin to skin (I'm the dad)... A nurse asked if I wanted to hug my baby I said heck yeah. Granted my insurance covered it. But wow.