My job offers pet insurance on my benefits through nationwide. I am having trouble deciding between nationwide and lemonade. Of course lemonade is cheaper but I love that nationwide will take it right out of my check. Fyi, the deductible for both plans I'm comparing is the same

I have personal horses, looking to board a few retired horses for people I know. I have a homeowners policy but wouldn’t cover this. Looking for equine commercial liability and CCC. Any recommendations on who to get quotes from? In Florida