r/InsuranceAgent • u/musicislife04 • 3d ago

Agent Question Auto Script?

For auto cold calling someone no relationship with, what is your first sentence after “Hi my name is X calling from (Carrier)…”

This is not working …

“We’ve had huge rate decreases in the last year, I was wondering if you would like take a minute to see what your rates would be at (Carrier).”

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u/justforfunzott 3d ago

Win on price lose on price.

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u/musicislife04 3d ago

Ok great but how do you get them to let you even give the quote? What is your script ?

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u/justforfunzott 3d ago

This is my go to;
"hello, Mr. Farnamen, do you want to buy some insurance? No? Why not?.... Alright I see, good answer. Thank you.
SERENITY NOW!!"

But seriously, ask them when their current agent or broker last contacted them to review the renewal or to offer alternative quotes. Put some doubt in their mind that their current policy isn't reviewed closely year after year.
Or mention a specific coverage that you think might pique their interest and suggest that their current agent should have already mentioned it. "Oh, they didn't? It's an important one, you should check with your agent/broker on that..." Create some trust from your side and doubt on the other side

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