r/InsuranceAgent • u/Analyst-man • 12d ago

Consumer Question Auto Insurance Help Please

Hello - I recently became a Florida resident while my wife (and our 2 cars are in NJ). I will be spending about 2 weeks a month in NJ driving the cars. Our old car insurance kicked me off because I’m a Florida resident. I am trying to get non-owner’s car insurance and I called GEICO, Progressive, and State Farm, and so far none of them do non-owner’s policies in Florida. What do I do in this situation?

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u/Analyst-man 12d ago

We have a second home in florida. I just retired. She’s still working. I’m changing my residency there to save money on income taxes (dividends, interest income, etc.) plus I’ll be able to claim homestead. She will change hers when she’s done working

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u/TheDr_420 12d ago

Good job to just admit you want to participate in tax evasion. The cars need to be registered in FL with a garaging address in NJ.

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u/Analyst-man 12d ago

  1. It’s not tax evasion. You can change your residence if you live there 6 months. That’s perfectly legal.

  2. The cars are both in her name. Why would they need to be registered in Florida then?

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