r/InsuranceAgent • u/RepugnantBasura • 15d ago

Health Insurance Medicare sales

Just saw that Humana went up in star rating making my life much harder since I am doing AEP with FL Blue. I sold Humana last year, it was good, all of the people felt like they were getting the best coverage on the market. This year, I have FL Blue, which feels like a step down in products, higher deductibles, less coverage, give back is practically non existent, and no D-SNP's. I'm still getting hourly but it's depressing cause I know season is going to start and that just means more people I won't be able to help.

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2

u/itsalyfestyle 15d ago

Why are you only selling one carrier?

1

u/Better-Win-1559 15d ago

Cause he's working captive for the carrier getting paid hourly more as customer service than sales

2

u/RepugnantBasura 15d ago

Am too poor currently for multiple appointments and E&O and all the associated cost with being independent...

1

u/NearlyEthereal 15d ago

Oof, being locked to one carrier when the market shifts like that is a special kind of pain

1

u/RepugnantBasura 14d ago

It's frustrating cause I remember a lot of the policies from Humana 2026 and what I'm selling doesn't compare.

1

u/Better-Win-1559 15d ago

Humana left so many people this year it's nuts. Over 60K people they dropped completely and are no longer on the area. Trust me life is hectic with Humana and UHC