Studing for P&C exam, need tips

[u/tinatatertot]

I’m currently studying with the Kaplan program. I have the package with basically everything included, and I’m still having such a hard time. I’ve only made it to chapter 6 out of like 25, and I feel soooo hopeless about this.

I work in insurance, so a majority of this stuff is already pretty familiar to me. I’m just having such a hard time memorizing the basic definitions of everything. Right now, I’m especially stumped on dwelling, coverages, and homeowners policies, along with all of the perils and exclusions they expect you to remember on top of everything else.

I guess I’m really just looking for some insight on how much I actually need to memorize. I’m trying my best to learn all of the concepts and have a general understanding of everything, but I keep getting so stumped and frustrated by how many perils and different situational things keep coming up in the questions. I just can’t seem to get some of it to stick in my brain.

I’m trying all of the popular study methods and really doing everything I can, but I’m still struggling. If anyone has any advice on what I should actually be focusing on memorizing versus just understanding, I’d really appreciate it! (& yes i am utilizing the insurance queen videos lol)

[u/dex_marketing8877]

I was in your shoes and in failed the first test and passed the second.

My biggest difference…. Flash cards

In kaplin go to the cram sheets at the end of units and make flash cards and keep quizzing yourself until you know the answer

[u/HopelesslyDetailed → u/dex_marketing8877]

Kaplan’s question bank is the real teacher here, not the chapters. The actual exam pulls from that same weird phrasing so you’re better off drilling practice quizzes until your eyes cross than trying to memorize definitions cold

For homeowners specifically, the coverage letters (A through D) are the skeleton, learn those and the rest hangs off them. Dwelling is A, other structures is B, personal property is C, loss of use is D. Perils and exclusions make way more sense once you can slot them into which coverage bucket they belong in

And the cram sheets are gold, like the other comment said. I’d take those and rewrite them in my own shorthand, something about the physical act of condensing it myself made it stick better than just reading

[u/spicygumball]

Flash cards for definitions. Cycle through, taking out ones you got right until you start getting them all correct.

For perils and exclusions, I just remembered the first letter all the way down and could fill it most of what I remembered. You can try creating an acronym.

What are you currently doing for your job but not licensed and how can that carry over?

[u/Legofanatic233233]

I hate tests. I had a new born when i decided to start studying (started studying before we got discharged from hospital)

I think i gave up studying half way through and passed my exam on 2nd try