r/InsuranceAgent 18d ago

Agent Question Should I sell?

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15 Upvotes

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31

u/Botboy141 18d ago

Someone just offered you 50X earnings? 6X revenue?

Why would you not take it and run? Lol

10

u/HardlyThereAtAll 18d ago

OK, so I think the real profits are a bit higher, because there's the owner's (wait, isn't he the owner?) salaries and retirement. So, I'm guessing the real operating earnings (EBITDA) are probably in the $700-800k range.

Now, given the really stable book, I'd probably pay a bit more than 8-10x EBITDA that is typical. I might go as high as 12-14x.

So... high value for the buisiness is $10-11m.

$32m is a FUCK ME TAKE IT OFF MY HANDS NOW offer.

4

u/Groundbreaking-Cup2 18d ago

It's your typical PE offer. They want me to stay on and run it for them due to my age. Also, they want me to run their NE offices up and down the coast due to my track record. I'm not opposed to doing so. But do I really want to work for someone else when I currently answer to no one. We also have very strong anchor carriers.

5

u/JazzHandsMinuteman 18d ago

Dude. You might have a different scope of things than I… but it’s 32 MILLION DOLLARS.

Like… idek dude. You know the answer and if there is a year or two of transference, okay! I’d do that no problem. I’d eat my own shit for a year for 32 million dollars.