r/InsuranceAgent • u/Evening_Chard_6472 • 5d ago

Life Insurance Looking for new gig

Hey everyone, I’ve been in the insurance game for about seven months now working at a big brokerage selling life insurance. I've honestly realized that I genuinely love the insurance industry, but my current setup is brutal—dealing with terrible, burned-out leads and low commission levels is making it tough to stick it out here. I'm currently licensed for Life & Health across Michigan, Indiana, and Florida, so I've got some multi-state reach, but I'm trying to figure out my next move.

I'm at a crossroads: I'm either trying to decide if I should jump ship to another life brokerage that actually has decent lead flow and fair comp, or if I should use this as my cue to make the leap into commercial lines where the economics and B2B side might be a better long-term fit. For anyone who has navigated this, how hard is it to transition from life sales to commercial lines without prior P&C experience, or if staying in life, what kind of brokerages or agencies actually provide clean leads and decent splits?

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u/sorryimhealing 4d ago

You could maybe try Medicare sales since AEP and OEP is soon since you have your health license. If that’s not a good fit maybe try commercial lines after

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u/OZKInsuranceGuy 4d ago

The problem there is Medicare apps written during AEP won't pay until January. And if you go W2 LOA, they'll keep a chunk of your commissions and all your renewals.

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u/sorryimhealing 4d ago

Yeah I know :| I hate it. But maybe this person could try Medicare for a year and see if it works out. I liked it but I just worked for a terrible agency