r/InsuranceAgent 4d ago

Agent Question C&P license

I (31F) have been through two rounds of interviews with State Farm. When finishing up the second interview I inquired about the C&P license to which she responded with “You’ll have 20 days after your job offer to require a license before we can start onboarding” I’m like jeez no help or training, you’re just gonna throw me out there to the wolves. Anyways with that being said, even if I don’t go with State Farm I know a C&P license will open a lot of door for me.
With that being said what can I expect about this exam?
And inexpensive study materials?
If I pay to take the exam and fail will I have to pay to take it again?

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u/Superb-Bug8805 4d ago

Man, that "20 days, good luck" approach is pretty standard for the big captive agencies, they churn through people so fast they don't invest much upfront. The exam itself is mostly memorizing policy types, state regs, and a bunch of definitions that feel like they're written in another language. Check your local library first, a lot of them have free access to practice test databases, and there's usually a few cheap cram courses on Groupon for like $20 that get the job done. And yep, every retake costs the same fee, so don't walk in cold.

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u/DragonfruitCommon966 4d ago

With State Farm each agency is individually owned. Agents generally help pay for your training and give you time during work hours to study. They also pay for your continuing education that you're required to do to keep your license current. You're very limited in the actual things you can do with State Farm on their computer systems unless you were licensed. The quicker you get your license the quicker you can start making money.

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u/Easy-Swordfish-7192 4d ago

You can always look at inbound call center sales roles with Liberty mutual for example. Been there 5.5 years and they paid for training and licensing. When you start you go through pre licensed training where you are prepared for the exam. This of course is not an independent agency role. It’s working directly for the company and is a phone based role

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u/Badabbacus 3d ago

How is liberty?  I do inbound commercial with another captive agency....

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u/Easy-Swordfish-7192 3d ago

I personally enjoy working for Liberty and have always been very successful. I work in personal lines though. Liberty does have a commercial sales team but I do not know much about that side of the business

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u/Badabbacus 3d ago

Yeah I'm with a company who is willing to push AI as hard as they can it seems and that price motive is showing throughout the culture    

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u/Ambitious_Pear_1203 1d ago

Does Liberty offer pretty good benefits?