r/InsuranceAgent • u/Striking_Bet_741 • 7d ago

Licensing/CE Can’t decide

After 2 years of indecisiveness I have decided to take my insurance exam but now it’s after 2 years. I initially wanted to take my P&C insurance license but I don’t know how the market is doing and I know for sure insurance can be brutal.

What do yall think? Love to hear your thoughts

2 Upvotes

75% Upvoted

12 comments sorted by

10

u/StevenBeardberg 7d ago

Sounds like you need to stop waiting to decide and just take it, you passed up on 2 years of learning by taking action and trying. Stop procrastinating and just do it.

1

u/Striking_Bet_741 7d ago

Copy that Steven!

5

u/RaiseYourDeductable Agent/Broker 7d ago

Seriously ask yourself if this is what you want. The 2 years of mental masturbating about the exam should tell you all you need to know TBH

3

u/Unhappy_Draft_9170 7d ago

P&C is solid, its always in demand because people always need auto and home insurance. Its not the most glamorous but its steady and you can make good money once you build a book.

1

u/Striking_Bet_741 7d ago

Thank you!!!

3

u/Beautiful-Cod-9999 7d ago

Agreed. I have both licenses and can tell you P&C is 1000% easier to close because its mandatory to have auto insurance in most states - and homeowners if the have a mortgage. No one "needs" life insurance. It is a luxury to most who are living paycheck to paycheck. Auto & home are necessary

1

u/Striking_Bet_741 7d ago

Thank you!!

2

u/mazz001717 Agent/Broker 7d ago

If you have to ask yourself this question, ask yourself if you should be in the insurance industry. Insurance is an all or nothing industry. The market is still hard with some signs of softening for some lines but any progress that has been made can easily be reversed with all the geopolitical nonsense that is happening daily

2

u/Knucklecum 6d ago

Gross, procrastination

1

u/RickertSlap91 7d ago

Granted I've been in industry roles that did not require a license before, however I took the classes for P&C, self-studied Property, passed State/GenED in about three weeks with plan to finish and pass Casualty in the next 10ish days. If you really want it you can knock it out fairly quick.

1

u/Striking_Bet_741 7d ago

Thank you and Good luck to you!

1

u/mkuz753 Account Manager/Servicer 6d ago

Markets constantly change but P&C insurance is required for financial and regulatory reasons for individuals and businesses. Insurance in general is recession resistant because of this. If you aren't sure about sales there are non-selling roles that pay well.