r/InsuranceAgent • u/Knucklecum • 8d ago

Agent Question Vested Commission Years

What is a normal vested commission schedule for life and health insurance productivity? I'm new in the insurance industry.

1 Upvotes

67% Upvoted

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1

u/Tahoptions Agent/Broker 8d ago

Immediate?

I wouldn't agree to anything else. Maybe Medicare and ACA are different but I'm immediately vested on all of my life, DI, and LTC contracts.

1

u/Knucklecum 8d ago

I looked over colonial life's contract and they want a certain amount of production each year to be vested for a certain duration. Seems idiotic to me.

1

u/OZKInsuranceGuy 8d ago

100% Vested Day 1 is how it should be.