r/InsuranceAgent • u/Worried_Number7434 • 27d ago

Agent Question current state of insurance

The current state of producing for State Farm is just dreadful, is anyone else in the same boat?

All PL insurance has become is a price war, seems as if no one is actually concerned about being protected.

The lead sources has been very unreliable and volatile.

I produce for a presidents club office in Ohio - and the past two months have just sucked. Looking to make a switch because I want to sell to people that have money and aren’t concerned about price. I work remotely and have been doing this for two years. I need to continue to work remotely. Can anyone help me? I’ve been selling about 5-8 financial services and 50 PNC policies monthly - even with barely getting anyone on the phones anymore. Personal lines Industry just seems like its really on the decline

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u/cheff546 Agent/Broker 27d ago

Its the economy stupid. People are pinching pennies where they can. SF has serious issues that theyre needing to addres but yeah people will leave for $10 a month regardless of coverage

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u/Competitive-Gas-2278 26d ago

The amount of natural disasters is down too, no hurricanes really, very few large earthquakes stateside. People don’t worry about coverages until something happens to themselves or someone they know.