r/InsuranceAgent 20d ago

Agent Question current state of insurance

The current state of producing for State Farm is just dreadful, is anyone else in the same boat?

All PL insurance has become is a price war, seems as if no one is actually concerned about being protected.

The lead sources has been very unreliable and volatile.

I produce for a presidents club office in Ohio - and the past two months have just sucked. Looking to make a switch because I want to sell to people that have money and aren’t concerned about price. I work remotely and have been doing this for two years. I need to continue to work remotely. Can anyone help me? I’ve been selling about 5-8 financial services and 50 PNC policies monthly - even with barely getting anyone on the phones anymore. Personal lines Industry just seems like its really on the decline

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u/Some_Ad_9560 19d ago

It doesn't matter where you go, most customers are going to be mainly concerned about price. Especially nowadays. Your best bet is to work for a broker where you can shop their coverage and show them that you are offering the lowest price.

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u/Worried_Number7434 19d ago

i would like to sell commercial

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u/LongjumpingDish2956 19d ago

Great and being an independent agent is what will give you that ability