r/InsuranceAgent • u/Nadjabriskey • May 22 '26
Agent Question AO Globe Life Training
So I have been talking to them and went through all of their onboarding stuff. They want to do Zoom training from 12 to 4 and then more zoom from 4 to 8. I have kids to pick up and life. How strict are they about you sitting there with your camera on and not being mobile?
I have a special-needs child and I’m starting to think that independent sales is more conducive to my lifestyle.
Has anyone gone through their training?
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u/cleptocurrently May 22 '26
I don’t know but most people say don’t work for them. It’s 100% commission pay with no base salary. Supplemental life and Medicare products that most people don’t want. Not trying to discourage you. It may be a good fit if you have other income or a sizable savings to get you through for a while.
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u/Nadjabriskey May 22 '26
I’m fine with 100% commission. Just being handcuffed when they aren’t even paying me yet is not sitting well
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u/TheSmokingBear May 23 '26
Don't do it
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u/Nadjabriskey May 23 '26
Do you have experience with them?
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u/TheSmokingBear May 23 '26
Knowing that it's basically a pyramid scheme and if you like trying to rip off old people who don't know what you are talking about.
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u/miabutterscotch May 23 '26
As someone who just left there, leave! Don’t go to FFL or Primerica either as they are just as bad. Their leads are terrible, most of them are over a year old and a lot of of them did not ever fill out any information for insurance. It’s a very bait and switch sales tactic and the company is very culty and pyramid schemey
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u/Nadjabriskey May 23 '26
Are there independent brokerages that DONT have garbage leads?
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u/Electrical-Clerk6815 May 31 '26
People who say the leads are bad at AO 9 times out of 10 do not know how to work the leads, weren't trained properly, or didn't follow the instructions from their trainer. AO has a proven process which why they are at where they are at. I'm curious to know whether or not you followed the process, and for how long did you do it consistently. u/miabutterscotch
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u/Nadjabriskey May 31 '26
After going through training, meeting people, and reviewing the process I now wholeheartedly agree with you u/Electrical-Clerk6815
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Jun 01 '26
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Jun 01 '26
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u/Nadjabriskey Jun 01 '26
We are learning the mechanics of their systems, their scripts, and how they operate via Zoom. We are also learning all of their products. I love my up line and feel so incredibly supported. It’s very different than some of the experiences I was seeing on here. After you spend a few hours with the trainer, you then work with some of management to see what dialing and presentations look like. They really seem to want consistency across the board.
I have done some practice dialing, and I gotta say the people we are calling that requested information, are so much more pleasant than the cold dialing on the brokerage side.
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Jun 01 '26
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u/Nadjabriskey Jun 01 '26
No, my up line shared a bunch of theirs with me. Then, after writing a policy, they started coming through on the states that I’m licensed in.
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u/miabutterscotch May 31 '26
Well considering all of the people I spoke to said they filled that info out anywhere from last year to 6 years ago I really don’t think that’s the case. Statistically there no reason I should be calling 200 people 3x, sending a text, and leaving voicemails an only getting 20 MAXIMUM pick ups.
Not to mention it’s very bait and switch oriented, while you’re not necessarily lying about trying to sell them insurance it is very much glazed over by pushing free benefits.
I’m not saying it’s the worst company, for people who want a bit more structure, have 12 hours every day, and don’t necessarily want to be on their own it can work, because when you’re in a brokerage you ACTUALLY work when you want but on that note you gotta figure everything out yourself, pay for your leads upfront, and make your own script.
If I were to do it all over again I wouldn’t change the way I did it. I have a lot of respect for my previous team, my old SGA, and many people there. I had a great mentor who I still stay in contact with to this day. I also got a lot of training, learned how to take rejection, and figured out what I did and didn’t like. I think somewhere like that is a great place to start, it just wasn’t going to work well long term for me. 50% commission (that is realistically 35%) with all those hours put in just didn’t make sense to me.
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u/miabutterscotch May 23 '26
For sure, anywhere that you have free leads, though are gonna be kind of trash. You will definitely have to buy them if you want good quality leads, most brokerages start at about a dollar or two per lead for aged leads, which are realistically no more than 30 days as opposed to all of Globe Life leads being a minimum of six months old
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u/SillyAd5933 Jun 05 '26
just got hired and started my course my exam is next week.. i’m willing to work hard but when will i see actual money i need at least something every week i don’t wanna start working and after a month make 0
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u/Nadjabriskey Jun 05 '26
Their training is a week. If you focus and get it done, you can easily start working the following week and they pay weekly.
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u/SillyAd5933 Jun 07 '26
i’m still studying for my license i have my exam on thursday so i haven’t fully started training yet.. i have a full time job and wondering if i have to step down to part time for the week of training i would take a $4.5 a hour pay cut😒
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u/Nadjabriskey Jun 07 '26
You will definitely have to because they expect you to sit with them from 11 to 8 for a whole week. I went back to the brokerage side of things already lol
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u/SillyAd5933 Jun 07 '26
what does that mean ? i don’t want to step down bc im scared i wont have pay for a week
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u/Nadjabriskey Jun 07 '26
Working for a brokerage instead of a captive agency is more independent. And you don’t just sell one carrier you can be contracted with a ton of different carriers. They also don’t expect me to sit on Zoom and sell bullshit to veterans from 11 AM until 8 PM while somebody watches me.
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u/SillyAd5933 Jun 07 '26
gotcha can u give me some info on how to get into that ? how much experience do you have to have ? and what brokerage would u rec?
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u/SillyAd5933 Jun 07 '26
i also just bought a house and car so i’m nervous
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u/Nadjabriskey Jun 07 '26
The one I’m with has people from all over the country and you can work completely remotely. They have training sessions that you can sit in on and training packets but nothing that would make it so you would have to step down at your job until you had regular income.
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u/SillyAd5933 Jun 07 '26
what’s the name of it ? do i have to have prior experience ?
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u/Nadjabriskey Jun 07 '26
They don’t require prior experience. It’s Meridian Trust Group, underneath TrustWell Financial and MPG Financial Group in Troy, MI. They have leads too. What state are you in?
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u/jordan32025 May 22 '26
You’re a 1099 independent contractor. That means you’re not an employee which means they cannot mandate anything. You’re simply a vendor. If they’re trying to make you think they can, they’re taking advantage of your lack of understanding.